PRODUCT: RATE All Rates Subject to Change Without Notice: APY Annual Percentage Yield: Pro Checking 0.00% 0.00%: Platinum Checking (Balances of $0 – $9,999)Proponent Federal Credit Union Visa Signature Card Review: 2x Points (Worth 2.5% Towards Travel) Review. April 13, 2017. 7 Comments. by William Charles. Before we get started, it’s important to note that PFdigest found this card. I thought it would be worth a quick review as well, but feel free to read his post first.536 Washington AvenueNutley, NJ07110(800) 457-8058. Branch Details. Proponent Federal Credit Union Branch Locations - hours, phone, maps and more.Proponent Federal Credit Union's revenue is $5.6 Million - Learn more about Proponent Federal Credit Union's revenue by exploring their annual revenue, historical revenue, quarterly revenue, and revenue per employee.Lower your everyday business expenses with a credit card that offers cash back rewards. See the best cash back business credit cards. Credit Cards | Buyer's Guide Updated June 1, 2...3 days ago · Proponent Federal Credit Union corporate office is located in 536 Washington Ave, Nutley, New Jersey, 07110, United States and has 98 employees. proponent federal credit union. proponent credit union. proponent federal credit. Leave a Review. Proponent Federal Credit Union Review. Proponent Federal Credit Union was founded in 1971 and is based in Nutley, NJ. Learn more about Proponent Federal Credit Union and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say …Motion Federal Credit Union provides financial services such as checking/saving accounts, loans, credit cards and mobile banking services.Provident Federal Credit Union 401 South New Street, Dover, Delaware 19904 888-328-7120 [email protected]. Routing Number 231176596. Lobby Hours. Monday & Wednesday – 8:00 am – 4: 00 pmPROPONENT FEDERAL CREDIT UNION, NCUA, Nutley, 0.8430, 420,406, 498,685. PICATINNY FEDERAL CREDIT UNION, NCUA, Dover, 0.8392, 388,820, 463,301. FIRST HARVEST ...Proponent Federal Credit Union's Rewards Program has been revitalized by a new partnership. Now you can earn 3 points for every dollar you spend at Hyssop ...PROPONENT FEDERAL CREDIT UNION, NCUA, Nutley, 0.8430, 420,406, 498,685. PICATINNY FEDERAL CREDIT UNION, NCUA, Dover, 0.8392, 388,820, 463,301. FIRST HARVEST ...Proponent Federal Credit Union Employee Directory. Proponent Federal Credit Union corporate office is located in 536 Washington Ave, Nutley, New Jersey, 07110, United States and has 99 employees. proponent …Contact an advocate at 800 457 8058. All purchases made with your Proponent Credit Cards earn rewards towards categories like travel, entertainment, gas, groceries and more. Redeem for airline, tour, and cruise package discounts. Enjoy gift cards like Dave & Buster’s, AMC, Fandango, and StubHub.Work Biography for Christine Notare, Proponent Federal Credit Union. Christine Notare works as a Director, Consumer Lending & Collections at Proponent Federal Credit Union, which is a Banking company with an estimated 93 employees; and founded in 1971. They are part of the Accounting team within the Finance …Proponent Federal Credit Union Rating. Member Rating. 2.3. ★★★★★. Based on 28 Reviews. 536 Washington Avenue Nutley, NJ 07110. We value your …Innovative visionary, offering 20+ years of expertise in the credit union industry. Knowledgeable strategist that takes a holistic view of current processes and seeks to improve deficiencies.Whether you’re interested in quick fixes or are looking for long-term solutions, working to improve your credit is a good idea. Below are 10 tips that will help you improve your cr...Proponent Federal Credit Union is located at 536 Washington Ave in Nutley, New Jersey 07110. Proponent Federal Credit Union can be contacted via phone at (800) 457-8058 for pricing, hours and directions. Contact Info (800) 457-8058 (973) 667-6080 (973) 235-6433; Questions & AnswersPerks & Benefits. No matter which checking account you choose, these perks will be included. 24/7 Account Access. Transfer funds. Make …Dec 31, 2023 · Dec, 31, 2023 — PROPONENT FEDERAL CREDIT UNION is a federal credit union headquartered in NUTLEY, NJ with 3 branch locations and about $498.68 million in total assets. Opened 53 years ago in 1971, PROPONENT FEDERAL CREDIT UNION has about 19,187 members and employs 65 full and part-time employees offering various banking and financial related ... Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more. Statement of financial condition for PROPONENT FEDERAL CREDIT UNION as of: December 31, 2023. Charter …Find company research, competitor information, contact details & financial data for PROPONENT FEDERAL CREDIT UNION of Burlington, NC. Get the latest business insights from Dun & Bradstreet.Business Profile for Proponent Federal Credit Union. Credit Union. At-a-glance. Contact Information. 536 Washington Ave. Nutley, NJ 07110-3600. Visit Website. Customer Reviews. This business has 0 ...Proponent Federal Credit Union on Tuesday launched a suit seeking coverage from Cumis Insurance Society Inc. for a legal battle that arose after a company allegedly sold Proponent's residential ...Credit Cards Home Equity Auto Personal 1st Mortgage Check Loan Status. Build Savings Checking. Join Now. Tip: Apply through digital banking to pre-fill info for a quicker process. Specialty Savings. Save ... Proponent has an account to help you reach your goals. ...Proponent Federal Credit Union Jul 2023 - Present 7 months. Teller Proponent Federal Credit Union Jul 2022 - Jul 2023 1 year 1 month. United States Teller Wells Fargo ...View Susan’s full profile. Management and finance professional with a diversified background in Security, AML /Credit and Banking. I have developed sound judgment based on solid financial and ...By Phone. 800 457 8058. Monday – Friday. 9:00 am – 5:00 pm ET. Call Us. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent . Rate cannot be …Innovative visionary, offering 20+ years of expertise in the credit union industry. Knowledgeable strategist that takes a holistic view of current processes and seeks to improve deficiencies. Proponent Federal Credit Union, Nutley, New Jersey. 627 likes · 8 talking about this · 57 were here. Proponent Federal Credit Union provides a full line of financial products and services with a strong Connect with Proponent for financial advice, banking products, and customer service. Find us at multiple locations or online.To receive the bonus, the checking account must be funded with a positive balance on April 1, 2024. Proponent Federal Credit Union reserves the right to modify or discontinue the cash bonus at any time. Offer ends February 29, 2024. Offer may be modified or withdrawn without notice.Proponent Mortgages - Purchase and Refinance Benefits - Index. Your future home awaits. With low rates, expert guidance and reduced stress, the path to your future home and financial success has never been clearer. An advocate will guide you through the entire process. Speak with an expert at 973.798.2022.I have been trying to dispute unauthorized transaction we were alerted to over the weekend by calling the Proponent Federal Credit Union. So far no luck in speaking to a live person. I have tried 800-457-8058 and 973-338-1133 but NOBODY picked up. This is totally unacceptable! Poor service!536 Washington Ave. Nutley, NJ 07110. Monday – Friday. 9:00 am – 5:00 pm ET. Get Directions. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent .Mar 14, 2023 ... Proponent Written Testimony. House Bill 20. Lee Powell, CEO. Desco Federal Credit Union [email protected] | 740-354-7791. Chair Abrams ...Forgot Username/Password. Join. Register Rate shown includes the 0.50% discount. Rate is valid on a lease buyout and auto refinance loan and is applied to Proponent’s current auto loan rates. Rate cannot be combined with any other Proponent offer. Rate and terms subject to change. Example monthly payment for a $20,000 auto loan at 5.24% for 48 months would be $463.48. The U.S. dollar is a “fiat” currency, and it is therefore not backed by any tangible commodity, but rather the “full faith and credit of the United States,” as is printed on every ... Proponent Federal Credit Union. Base Building Upgrades Lobbies. Location 173 Bloomfield Ave, Nutley, NJ. Project Size 5,000 SF. JRM Construction Management completed work on a complete transformation of an existing one-story commercial building into a premier retail branch office for one of the largest credit unions in New Jersey, Proponent ... The BRANCH 06 BRANCH of PROPONENT FEDERAL CREDIT UNION is located in BURLINGTON, NC at 3504 Forestdale Dr. See location on map below. For additional information, such as hours of operation, please call (800) 457-8058. Location 3504 Forestdale Dr BURLINGTON, NC 27215-4693Proponent Visa Signature 16.00%: Effective Date: March 6, 2024 * The annual percentage rate that you receive on a particular Visa Credit Card Program may vary due to an individual’s credit worthiness. After that, your APR will vary with the market based on the Prime Rate published in the Wall Street Journal. Join our email list ... I have been trying to dispute unauthorized transaction we were alerted to over the weekend by calling the Proponent Federal Credit Union. So far no luck in speaking to a live person. I have tried 800-457-8058 and 973-338-1133 but NOBODY picked up. This is totally unacceptable! Poor service! Find a PROPONENT FEDERAL CREDIT UNION branch location near you. Search. U.S. Branches; Credit Union; Corporate Office NUTLEY, NJ. BRANCH 10 536 Washington Ave NUTLEY, NJ 07110 Phone: (973) 338-1133. Branch Office BURLINGTON, NC. BRANCH 06 3504 Forestdale Dr BURLINGTON, NC 27215-4693 I have been trying to dispute unauthorized transaction we were alerted to over the weekend by calling the Proponent Federal Credit Union. So far no luck in speaking to a live person. I have tried 800-457-8058 and 973-338-1133 but NOBODY picked up. This is totally unacceptable! Poor service! When the unexpected occurs, you can expect the personal service you’ve become familiar with in the form of a loan. Proponent understands that sometimes life happens or throws us curveballs. That’s why we offer …Proponents of nationalization argue that it provides unequivocal economic benefits, including promoting productivity, efficiency, and creating economic stability.At Proponent, you will find talented, accessible leaders and a positive, professional, close-knit staff with a vested interest in the continuing success of our organization. We are a growing global company with over 500 employees across 12 facilities in 7 countries.Nov 22, 2023 · Proponent Digital Banking provides seamless and simplified access to accounts, services and products to enhance your personal and financial well-being. Powerful Experiences. - CardSwap - Aggregate retail and subscription payments like Netflix, Amazon and Target. - Finance Manager – Budget and track spending from other institutions in one place. Proponent Federal Credit Union is a unique institution that offers a full range of financial services and provides a level of support and commitmen t not typically found in other financial services companies. We pride ourselves on being helpful and inclusive rather than overbearing and intrusive.Proponent Federal Credit Union Profile and History. Proponent Federal Credit Union is a unique institution that offers a full range of financial services and provides a level of support and commitment not typically found in other financial services companies. We pride ourselves on being helpful and inclusive rather than overbearing and intrusive. 8.74%. 8.99%. –. Effective Date: March 23, 2024. 1 APR = Annual Percentage Rate. APR is based on credit worthiness, loan type, loan to value and term of the loan. Rate cannot be combined with any other Proponent offer. Rate and terms subject to change. Example monthly payment for a $20,000 new auto loan at 5.74% for 48 months would be $468.38. Proponent Federal Credit Union has been providing exclusive borrowing options as an alternative to for-profit banks for over 50 years.. Our suite of products includes Mortgages, Loans, Credit Cards, Deposits, 24/7 Digital Banking, ATMs Worldwide, TruStage Insurance, and a Virtual Auto Showroom. Proponent Digital Banking provides seamless and simplified access to accounts, services and products to enhance your personal and financial well-being. Powerful Experiences. - CardSwap - Aggregate retail and subscription payments like Netflix, Amazon and Target. - Finance Manager – Budget and track spending from other institutions in one place.Credit unions are financial institutions controlled and owned by their members. The United States has nearly 8,000 federally insured credit unions, serving almost 90 million member...May 1, 2013. Top Elon Volunteers! students recognized by Proponent Federal Credit Union. CBS's Lara Logan to headline Spring Convocation. April 30, 2013.Find out what works well at Proponent Federal Credit Union from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team’s work-life balance. Uncover why Proponent Federal Credit Union is the best company for you.Proponent Digital Banking provides seamless and simplified access to accounts, services and products to enhance your personal and financial well-being. Powerful Experiences. - CardSwap - Aggregate retail and subscription payments like Netflix, Amazon and Target. - Finance Manager – Budget and track spending from other institutions in … Drive-Thru. 3504 Forestdale Drive. Burlington, NC 27215. Monday – Friday. 9:00 am – 5:00 pm ET. Get Directions. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent . Pentagon Federal Credit Union — known to most simply as PenFed — is a popular credit union in Virginia that offers the common services that most banks and credit unions offer their...Work Biography for Christine Notare, Proponent Federal Credit Union. Christine Notare works as a Director, Consumer Lending & Collections at Proponent Federal Credit Union, which is a Banking company with an estimated 93 employees; and founded in 1971. They are part of the Accounting team within the Finance … Whether you value convenience, interest, or rewards, we’re Everywhere Together. Proponent is proud to offer checking accounts designed to meet the different needs of our diverse field of membership. The general features and benefits of each type of account are detailed here on our web site— if, after reading the descriptions, you still have ... 536 Washington Ave. Nutley, NJ 07110. Monday – Friday. 9:00 am – 5:00 pm ET. Get Directions. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent .536 Washington Ave. Nutley, NJ 07110. Monday – Friday. 9:00 am – 5:00 pm ET. Get Directions. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent .Proponent Federal Credit Union. Burlington Loan Center Branch. 3504 Forestdale Drive Burlington, NC 27215; Branch Details. SECU. Burlington Branch. 2623 Alamance Road Burlington, NC 27216; Open Today: 8:30 am - 5:30 pm. Branch Details. Elon Branch. 1176 St Marks Church Road Burlington, NC 27215;Proponent Federal Credit Union in 07110 The Proponent Federal Credit Union is located in Nutley with zip code of 07110. You will find the details for this branch with the hours of operation, phone numbers, address and driving directions.We’re here to listen at 800 457 8058. Protect your financial information and accounts with Proponent. Learn about data breaches, credit monitoring, fraud protection, password tips, and more.See more reviews for this business. Best Banks & Credit Unions in Kearny, NJ 07032 - Kearny Bank, Garden State Community Bank, Schuyler Savings Bank, Liberty Savings Federal Credit Union, Valley National Bank, Wells Fargo Bank, Proponent Federal Credit Union, Capital One Bank, Garden Savings Federal …Proponent Federal Credit Union. 233 followers. 1mo. Due to inclement weather our NJ locations will be closed, Tuesday, February 13th. Click the chat bubble on our website: profcu.org or call 800 ...Statistics taken between 2004 and 2017 show a steady decline in homeownership in America, which is probably due to the costs attached to getting your first property. One of the bes...Sep 7, 2023 · Proponent Details. Credit Union Proponent Federal Credit Union. Charter Number 20448. Year Chartered1971. Address536 Washington Avenue. City, State, ZipNutley, NJ 07110. Peer Group6 - $500,000,000 or greater. Field of Membership TypeMultiple Common Bond – Primarily Chemical. Routing Number (ABA Routing Number)1221277599. Open a Proponent membership with a checking account and we’ll match up to $500** of your first Esposito Insurance Group payroll direct deposit. Choose the checking account that’s right for you: ProAccount – No minimum balance required. Platinum Account – Maintain a $7,500 average daily balance and …We’re here to listen at 800 457 8058. Protect your financial information and accounts with Proponent. Learn about data breaches, credit monitoring, fraud protection, password tips, and more.This question is about the Navy Federal Credit Union GO BIZ Rewards Credit Card @m_adams • 03/09/22 This answer was first published on 03/09/22. For the most current information ab...Proponent Federal Credit Union is located at 536 Washington Ave in Nutley, New Jersey 07110. Proponent Federal Credit Union can be contacted via phone at (800) 457-8058 for pricing, hours and directions. Contact Info (800) 457-8058 (973) 667-6080 (973) 235-6433; Questions & AnswersExperience: Proponent Federal Credit Union · Education: Berkeley College · Location: Essex County · 100 connections on LinkedIn. View Jeanne Hilla’s profile on LinkedIn, a professional ...Proponent Federal Credit Union was chartered on Jan. 1, 1971. Headquartered in Nutley, NJ, it has assets in the amount of $530,965,870. Its 26,175 members are served from 6 …Proponent Visa Signature 16.00%: Effective Date: March 6, 2024 * The annual percentage rate that you receive on a particular Visa Credit Card Program may vary due to an individual’s credit worthiness. After that, your APR will vary with the market based on the Prime Rate published in the Wall Street Journal. Join our email list ...NUTLEY, NJ — Proponent Federal Credit Union will celebrate its newest Loan Center in Nutley, located on 173 Bloomfield Avenue, the former site of Cavallo’s market, today at 12:00 noon. The ribbon cutting ceremony is expected to be attended by several community representatives.Reviews from Proponent Federal Credit Union employees about Proponent Federal Credit Union culture, salaries, benefits, work-life balance, management, job security, and more.Located in Newark, Proponent Federal Credit Union provides credit cards, personal loans, vehicle loans, insurance services, business banking, savings and checking accounts and additional banking services.8.00%. $500,000. 90%. Effective Date: March 16, 2024. 1FIXED RATE HOME EQUITY LOANS: APR = Annual Percentage rate. Rates are for qualified members and are subject to credit approval. The APR may vary due to an individual’s credit worthiness, term of the loan and value of the home. Loan to Value (LTV) and/or Combined LTV (CLTV) restrictions …The rules for what EVs qualify for $7,500 federal tax credits just changed. Here are all the electric cars that still qualify. By clicking "TRY IT", I agree to receive newsletters ...Credit Cards Home Equity Auto Personal 1st Mortgage Check Loan Status. Build Savings Checking. Join Now. Tip: Apply through digital banking to pre-fill info for a quicker process. Rates. Select a product to see the current rates: ... About Proponent Federal Credit Union. Proponent Federal Credit Union is located at 536 Washington Ave in Nutley, New Jersey 07110. Proponent Federal Credit Union can be contacted via phone at (800) 457-8058 for pricing, hours and directions. Egypt/ Lower Egypt/ Al Qalyubiyah (Kalyoubia)/ Al Qalyubiyah (Kalyoubia) Maps. This page provides a complete overview of Al Qalyubiyah (Kalyoubia), Lower Egypt, Egypt …Egypt/ Lower Egypt/ Al Qalyubiyah (Kalyoubia)/ Al Qalyubiyah (Kalyoubia) Maps. This page provides a complete overview of Al Qalyubiyah (Kalyoubia), Lower Egypt, Egypt …We would like to show you a description here but the site won’t allow us.We would like to show you a description here but the site won’t allow us.Proponent Credit Union is a NCUA Insured Credit Union (Federal Credit Union) and its NCUA ID is 20448. The RSSD ID for Proponent Credit Union is 911889. The EIN (Employer Identification Number, also called IRS Tax ID) for Proponent Credit Union is 237092063.
Saturday, October 8th, 2022. JRM Construction Management is pleased to announce it has recently completed the full renovation of Proponent Federal Credit Union and transformed the existing one-story commercial building into a 5,000-square foot premier loan center for one of the largest credit unions in New Jersey. The …. First national bank south africa
Sep 8, 2022 · Thursday, September 8th, 2022. NUTLEY, NJ – Township of Nutley Mayor Mauro Tucci joined Proponent Federal Credit Union (PFCU) President Debi Van Dorn Wednesday in cutting the ribbon at PFCU’s newest loan center on Bloomfield Ave. Located on the site of the former Cavallo’s Market, the loan center will formally open to the public Monday ... 536 Washington AvenueNutley, NJ07110(800) 457-8058. Branch Details. Proponent Federal Credit Union Branch Locations - hours, phone, maps and more. Proponent Digital Banking provides seamless and simplified access to accounts, services and products to enhance your personal and financial well-being. Powerful Experiences. - CardSwap - Aggregate retail and subscription payments like Netflix, Amazon and Target. - Finance Manager – Budget and track spending from other institutions in one place. Using a credit profile number, or CPN, is illegal and may result in identity theft criminal charges, the Federal Trade Commission advises. Most CPNs are obtained by stealing Social...Contact Proponent Federal Burlington. Phone Number: (800) 457-8058. Report Phone Problem. Address: Proponent Federal Credit Union Burlington Loan Center Branch 3504 Forestdale Drive Burlington, NC 27215. Website: Visit Website. Online Banking:Egypt/ Lower Egypt/ Al Qalyubiyah (Kalyoubia)/ Al Qalyubiyah (Kalyoubia) Maps. This page provides a complete overview of Al Qalyubiyah (Kalyoubia), Lower Egypt, Egypt …Lower your everyday business expenses with a credit card that offers cash back rewards. See the best cash back business credit cards. Credit Cards | Buyer's Guide Updated June 1, 2...Dec 31, 2023 · Dec, 31, 2023 — PROPONENT FEDERAL CREDIT UNION is a federal credit union headquartered in NUTLEY, NJ with 3 branch locations and about $498.68 million in total assets. Opened 53 years ago in 1971, PROPONENT FEDERAL CREDIT UNION has about 19,187 members and employs 65 full and part-time employees offering various banking and financial related ... 536 Washington Ave. Nutley, NJ 07110. Monday – Friday. 9:00 am – 5:00 pm ET. Get Directions. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent .Leave a Review. Proponent Federal Credit Union Review. Proponent Federal Credit Union was founded in 1971 and is based in Nutley, NJ. Learn more about Proponent Federal Credit Union and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with …Mar 28, 2022 ... North Jersey Federal Credit Union. Visions FCU (Englewood NJ). Proponent FCU (Nutley NJ). Nova FCU (Clifton NJ). Any issues with going with any ...Proponent Federal Credit Union is located at 536 Washington Ave in Nutley, New Jersey 07110. Proponent Federal Credit Union can be contacted via phone at (800) 457-8058 for pricing, hours and directions. Contact Info (800) 457-8058 (973) 667-6080 (973) 235-6433; Questions & AnswersThe 221277599 ABA Check Routing Number is on the bottom left hand side of any check issued by PROPONENT FEDERAL CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Jun 25, 2019 ... The federal legislation was championed in the Senate by Sen. Morris Sheppard, a Texas Democrat who was long a strong proponent of credit unions ... Specialties: Proponent Federal Credit Union has been providing exclusive borrowing options as an alternative to for-profit banks for over 50 years. We are not-for-profit and member owned, which means lower rates, fewer fees, and more personalized service with tailored consultations. Leave a Review. Proponent Federal Credit Union Review. Proponent Federal Credit Union was founded in 1971 and is based in Nutley, NJ. Learn more about Proponent Federal Credit Union and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with …1. 221277599. 536 WASHINGTON AVENUE. NUTLEY. NEW JERSEY. Routing Number. NEW JERSEY. 221277599. On this page We've listed above the details for ABA routing number PROPONENT FEDERAL CREDIT UNION used to facilitate ACH funds transfers and Fedwire funds transfers.Home / Africa / Egypt / Lower Egypt / Al Qalyubiyah (Kalyoubia) / 2D maps / Al Qalyubiyah (Kalyoubia) 2D Maps. This page provides an overview of Al Qalyubiyah (Kalyoubia), …Download apps by Proponent Federal Credit Union, including Proponent Mobile.By Phone. 800 457 8058. Monday – Friday. 9:00 am – 5:00 pm ET. Call Us. *APR = Annual Percentage Rate. Offer only available to new Members and valid 60 days from date of membership. 0.50% rate discount is valid on all new, used, and refinanced vehicles not currently financed with Proponent . Rate cannot be combined with any other offer..