As of Mar 18, 2024, the average hourly pay for a Spark Driver in Lakeland is $16.21 an hour. While ZipRecruiter is seeing salaries as high as $28.68 and as low as $9.19, the majority of Spark Driver salaries currently range between $13.46 (25th percentile) to $18.85 (75th percentile) with top earners (90th percentile) making annually in Lakeland.The salary range for a Spark Driver job is from $31,978 to $42,671 per year in South Carolina. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly.The estimated total pay for a Spark Driver is $64,903 per year in the El Paso, TX area, with an average salary of $60,624 per year. These numbers represent the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The estimated additional pay is $4,278 per year.According to Spark’s FAQ, driver earnings are calculated “based on a variety of factors, such as distance traveled, delays encountered at pick-up, order size, complexities at the delivery drop-off location, and so forth.”. Spark drivers are paid every Tuesday via their Branch app.Finally, an answer to how to pay Uber drivers more. “For the 60 percent-plus of all New York City drivers who are full-time drivers—and who provide 80 percent of all rides—work hou...As of Apr 17, 2024, the average hourly pay for a Spark Driver in Alabama is $18.12 an hour. While ZipRecruiter is seeing salaries as high as $27.89 and as low as $8.93, the majority of Spark Driver salaries currently range between $13.08 (25th percentile) to $18.32 (75th percentile) in Alabama.177 reviews from Spark Driver™ employees about Spark Driver™ culture, salaries, benefits, work-life balance, management, job security, and more. ... Walmart spark driver app is a good choice for anybody looking for part time and additional hourly pay opportunities. You can work with maximum flexibility, while earning minimum to 20+ Per ...Make the most out of every trip. Available in more than 3650 cities and all 50 states, the Spark Driver app makes it possible for you to reach thousands of customers. Deliver groceries, food, home goods, and more! Plus, you have the opportunity to earn tips on eligible trips. Referral Incentives give you even more ways to boost your earnings.The estimated total pay for Spark Driver workers in Hartford (CT) is $24.19 per hour. This number represents the median, which is the midpoint of the ranges from our model. The estimated base pay is $25.23/hr and the estimated bonus pay is $1.89/hr.The salary range for a Spark Driver job is from $33,237 to $44,348 per year in Arizona. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly.Feb 26, 2024 · The salary range for a Spark Driver job is from $32,526 to $43,414 per year in Iowa. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly. As of Apr 12, 2024, the average hourly pay for a Spark Driver in Oklahoma City is $15.74 an hour. While ZipRecruiter is seeing salaries as high as $28.58 and as low as $9.16, the majority of Spark Driver salaries currently range between $13.41 (25th percentile) to $18.75 (75th percentile) with top earners (90th percentile) making annually in ...Average hourly pay for Sparks Delivery Driver: $0. This salary trends is based on salaries posted anonymously by Sparks employees. ... Engage in conversations about Delivery Driver pay with other professionals in the community. ... Spark Marketing Corporation. 3.9. 19 Reviews. Compare. GMR Marketing. 4. 617 Reviews. Compare. Block. 3.9.How much do Spark Driver jobs pay in Columbus, OH per hour? The average hourly salary for a Spark Driver job in Columbus, OH is $16.93 an hour.These are “unicorns” that have a messed up address. Spark does not expect you to drive 1k miles for $80. And they usually pay the full amount. The big batches of 5-10 orders are what we call “dotcoms” and you’re basically just an Amazon driver for these. You will not see tips from these 99.9% of the time.Make the most out of every trip. Available in more than 3650 cities and all 50 states, the Spark Driver app makes it possible for you to reach thousands of customers. Deliver …SmartAsset's California paycheck calculator shows your hourly and salary income after federal, state and local taxes. Enter your info to see your take home pay. Calculators Helpful...The salary range for a Spark Driver job is from $32,191 to $42,953 per year in Tucson, AZ. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly.Jaime Lizotte of ComplyRight joins Barry Moltz on The Small Business Radio Show to discuss managing remote employees. * Required Field Your Name: * Your E-Mail: * Your Remark: Frie...As of Mar 29, 2024, the average hourly pay for a Spark Driver in Washington is $19.40 an hour. While ZipRecruiter is seeing salaries as high as $34.85 and as low as $11.16, the majority of Spark Driver salaries currently range between $16.35 (25th percentile) to $22.88 (75th percentile) in Washington. The average pay range for a Spark Driver ...As of Apr 1, 2024, the average hourly pay for a Spark Delivery Driver in Florida is $12.58 an hour. While ZipRecruiter is seeing salaries as high as $18.86 and as low as $6.11, the majority of Spark Delivery Driver salaries currently range between $12.02 (25th percentile) to $15.10 (75th percentile) in Florida.As of Apr 12, 2024, the average hourly pay for a Spark Driver in Maine is $16.48 an hour. While ZipRecruiter is seeing salaries as high as $29.79 and as low as $9.54, the majority of Spark Driver salaries currently range between $13.94 (25th percentile) to $19.57 (75th percentile) in Maine.Average base salary. $1,980. Average $1,980. Low $926. High $4,232. Non-cash benefit. 401 (k) View more benefits. The average salary for a truck driver is $1,980 per week in the United States. 410.3k salaries reported, updated at April 28, 2024.Those Mercedes vans cost $100,000. A drivers wage would cost the company at least 25 bucks an hour after insurance sick pay and taxes and everything. Charging infrastructure would be required to charge the van. Insurance would be required on the van. You think all of that is cheaper than tossing an Independent contractor 15-20 bucks for a ...Mar 27, 2024 · However, wages can range from $8.17 to $25.24 per hour, influenced by factors like delivery volume and local demand. The Spark Driver platform incentivizes drivers with various rewards and bonuses ... How much do Spark Driver jobs pay in Providence, RI per hour? The average hourly salary for a Spark Driver job in Providence, RI is $17.25 an hour. As of Apr 3, 2024, the average hourly pay for a Spark Driver in Louisiana is $16.05 an hour. While ZipRecruiter is seeing salaries as high as $26.31 and as low as $8.43, the majority of Spark Driver salaries currently range between $12.36 (25th percentile) to $17.26 (75th percentile) in Louisiana. The average pay range for a Spark Driver varies ... 246 reviews from Driving employees about working at Spark Driver™. Learn about Spark Driver™ culture, salaries, benefits, work-life balance, management, job security, and more. ... You will not make $20 per hour including tips. Recent wage cuts result in a delivery starting at $6 plus tips (if there are any). ...As of Apr 23, 2024, the average hourly pay for a Spark Driver in Texas is $15.93 an hour. While ZipRecruiter is seeing salaries as high as $28.67 and as low as $9.18, the majority of Spark Driver salaries currently range between $13.41 (25th percentile) to $18.80 (75th percentile) in Texas. The average pay range for a Spark Driver varies ...DoorDash has a simple driver pay formula called the Dasher Pay Model that's responsible for pay to vary based on the order. DoorDash is currently piloting a new pay option called Time Earnings Mode, and drivers have the option to earn a guaranteed hourly rate while delivering plus 100% of tips.Spark Power Columbus, OH. Quick Apply. $19.25 to $26.25 Hourly. Estimated pay. Full-Time. Solar Technician - Utility Site Spark Power, a trusted partner in energy in North America, is ... Valid Driver 's License with clean driving record * Must be able to lift 75lb * Positive attitude ...The average Spark New Zealand salary ranges from approximately $34,834 per year (estimate) for an Inventory Buyer to $329,660 per year (estimate) for a Group Sales Leader. The average Spark New Zealand hourly pay ranges from approximately $27 per hour (estimate) for a Sales BDM to $124 per hour (estimate) for a Health and Safety Partner. Spark ...Oct 6, 2023, 8:32 AM PDT. Some Walmart Spark gig workers say they wait over an hour to pick up orders. FREDERIC J. BROWN / Getty Images. Drivers for Walmart's Spark delivery service are waiting an ...238 reviews. Back to salaries. Delivery Driver hourly salaries in the United States at Spark Driver™. Job Title. Delivery Driver. Location. United States. Average salary. $24.55. per …Amazon got caught stealing 1/3 of their drivers tips to subsidize their hourly pay and were ordered to pay a 61 million fine. ... Obviously you don't drive for Spark otherwise you'd know the drivers don't receive their tips for 24 hours making it impossible to chase after a driver and ask them to check their spark app to see if Spark ...If your monthly salary is $6,500, your hourly pay is $37.5/h on average. To find this result: Find the number of hours you worked in a month. In an average 8 hours per day job, you work: 8 × 5 × 52/12 = 173.34 hours monthly. Divide your monthly salary by the number of hours you worked in a month: $6,500/173.34 h ≈ $37.5/h.You can expect to make about $20 an hour as a Spark Driver. The average pay per order is in the range of $10-$20, and Walmart calculates driver pay based on distance, order size, and it rewards drivers for their perceived effort and the difficulty of the order. Spark also gives drivers several more ways to boost their pay, including:As of Mar 13, 2024, the average hourly pay for a Spark Driver in Shreveport is $17.01 an hour. While ZipRecruiter is seeing salaries as high as $30.50 and as low as $9.77, the majority of Spark Driver salaries currently range between $14.28 (25th percentile) to $20.00 (75th percentile) with top earners (90th percentile) making annually in ...Shopping FAQs. Shopping offers appear in the Spark Driver™ app on the Home screen. Shopping offers give you the option to shop and deliver Walmart customer orders. No special sign up is needed. The offers will be marked Shopping so you can easily see them!How much does a Spark Driver make in Ontario? As of Apr 23, 2024, the average hourly pay for a Spark Driver in Ontario is $47.75 an hour. While ZipRecruiter is seeing salaries as high as $88.94 and as low as $9.62, the majority of Spark Driver salaries currently range between $19.71 (25th percentile) to $65.14 (75th percentile) in Ontario.21 Transportation Salaries provided anonymously by Spark Driver employees. What salary does a Transportation earn in your area?According to Indeed, the average Walmart delivery driver's pay is $20.11 per hour, 22% above the national average.Learn how much delivery drivers make in every US state.. However, Walmart recently increased the salary of delivery drivers, and now you can make up to $110,000 in the first year. According to the company, experienced Walmart drivers can even earn more based on several factors ...How much does a Spark Driver make in Ohio? Do you receive fair pay? Sign up today to get your personal report.Trust me I've had many orders cancelled in the last 6 months I waited over a half hour and was never ever ever more than $3.11 for our zone (they bumped it from $2.50 over the summer) Reply replyComparing Spark driver earnings to other gig economy platforms can help you make informed decisions about your work and income potential. Real-life Stories: Spark Drivers Share Their Hourly Earnings. Hear firsthand accounts from Spark drivers about their hourly earnings.The estimated total pay for Spark Driver workers in Las Vegas (NV) is $18.14 per hour. This number represents the median, which is the midpoint of the ranges from our model. The estimated base pay is $13.92/hr and the estimated bonus pay is $0.65/hr.As of Apr 15, 2024, the average hourly pay for a Spark Driver in San Bernardino is $18.09 an hour. While ZipRecruiter is seeing salaries as high as $31.63 and as low as $10.13, the majority of Spark Driver salaries currently range between $14.81 (25th percentile) to $20.77 (75th percentile) with top earners (90th percentile) making annually in ...As of Apr 8, 2024, the average hourly pay for a Spark Driver in Houston is $19.54 an hour. While ZipRecruiter is seeing salaries as high as $29.38 and as low as $9.41, the majority of Spark Driver salaries currently range between $13.75 (25th percentile) to $19.28 (75th percentile) with top earners (90th percentile) making annually in Houston.GrubHub drivers typically earn around $14.50 per hour, with a range between $7 and $30 depending on various factors. GrubHub's pay includes a base rate plus tips and potential bonuses, with earnings influenced by delivery type, mileage, and local market dynamics. Earnings vary based on driving proficiency, local market conditions, and the ...How much will I earn per trip or per hour? Drivers are paid per delivery. Earnings vary basedon pay per delivery and number of deliveries completed per hour. Most drivers …Average Walmart Delivery Driver hourly pay in Virginia is approximately $13.55, which is 22% below the national average. Salary information comes from 23 data points collected directly from employees, users, and past and present job advertisements on Indeed in the past 36 months. Please note that all salary figures are approximations based upon ...If I had to choose between DoorDash vs Grubhub - I'd go with DoorDash because of its market share, promotional pay & accelerated pay option. While you can make legit money with Doo...As of Mar 23, 2024, the average hourly pay for a Spark Driver in New York City is $20.07 an hour. While ZipRecruiter is seeing salaries as high as $33.66 and as low as $10.78, the majority of Spark Driver salaries currently range between $15.77 (25th percentile) to $22.07 (75th percentile) with top earners (90th percentile) making annually in ...As of Apr 24, 2024, the average hourly pay for a Spark Driver in Pennsylvania is $20.39 an hour. While ZipRecruiter is seeing salaries as high as $30.84 and as low as $9.88, the majority of Spark Driver salaries currently range between $14.47 (25th percentile) to $20.24 (75th percentile) in Pennsylvania. The average pay range for a Spark Driver ...How much do spark driver jobs pay per hour in columbia, sc? $9.12 - $10.90. 3% of jobs. $10.90 - $12.68. 10% of jobs. $13.37 is the 25th percentile. Wages below this are outliers.How much do Walmart Spark Driver jobs pay per hour? Average hourly pay for a Walmart Spark Driver job in the US is $26.12. Salary range is $16.59 to $31.01.Spark Driver. Average hourly pay: $19 . The Spark Driver app allows independent contractors to deliver groceries, food and home items for Walmart and other stores. It is available in more than 3,650 cities across all 50 U.S. states. Delivery earnings are based on tips, order size and any extra effort required, such as delivering extra …You can only do 1 order per hour. But the pay is anywhere from $9 to $15 per delivery. You get 1hr 15 mins to deliver it after you pick it up. walmart loads your car for you. Easy as fuck. You do have to carry a lot of grocery bags and sometimes heavy beverages to the customers door. If it's a 3rd floor apartment, RIP.See Spark Driver™ salaries collected directly from employees and jobs on Indeed. Salary information comes from 3 data points collected directly from employees, users, and past and present job advertisements on Indeed in the past 36 months. ... Most months your lucky to make 7 per hour on average after deducting the money you spend on gas each ...Spark has way better base pay but limits you to one trip per hour typically and rejecting offers hurts you much much more. With DD you should multi-app Grubhub and UE while with Spark it is difficult to do any multi-apping on a per hour basis unless you are in a busy zone. ... For me personally in my zone DD/UE/GH is weak income in my area ...Diverse Deliveries: Spark delivers a wide range of Walmart items, offering flexibility for both customers and drivers. Driver Requirements: Minimum age 18, valid driver's license, insurance, and passing a background check. Earning Potential: Pay varies, with a base rate per delivery and additional incentives like bonuses and minimum earnings ...Walmart Spark Driver Pay. Walmart Spark drivers earn approximately $15.77 per hour according to salary review websites like Indeed. However, ... On a busy day, earning $20 per hour or more as a Spark driver could be possible. But at the same time, slower days and a lack of tips and high-paying orders might mean you earn less.Do the math, Spark Driver is losing a lot of money for Walmart, the S&D cost them a lot of money, the 1 or 2 order batches cost them a lot of money. ... It costs them even more in California where minimum wage is $15.50 starting 2023, so minimum hourly pay is $18.60, in LA county which minimum wage increased to $15.96 per hour, it is already ...Minimum wage is a hot topic of discussion in many countries around the world. It refers to the legally mandated lowest hourly wage that employers are required to pay their employee...Looking for a side hustle to earn extra money? With a side gig on the Spark Driver app, you can deliver when you want and choose how many trips you make.Be your own boss. Find a delivery driver opportunity near you. Enter a ZIP code. CONTINUE. Turn on location services to allow the Spark Driver™ platform to determine your location. Find the zone where you want to deliver and sign up for the Spark Driver™ platform.How much do Spark Driver jobs pay in Nevada per hour? The average hourly salary for a Spark Driver job in Nevada is $18.16 an hour.The estimated total pay for Spark Driver workers in Dallas (TX) is $20.12 per hour. This number represents the median, which is the midpoint of the ranges from our model. The estimated base pay is $14.56/hr and the estimated bonus pay is $0.93/hr.Clicking the SIGN UP button on drive4spark.walmart.com brings up a welcome page to enroll in Spark Driver. You can sign in to the Spark Driver app once you've been approved as a driver. Enter your phone number. After you enter your phone number, you will need to click the checkboxes to acknowledge you're: 18 years of age or older.How much do Spark Driver jobs pay in New Hampshire per hour? The average hourly salary for a Spark Driver job in New Hampshire is $19.94 an hour.As of Apr 17, 2024, the average hourly pay for a Spark Driver in Illinois is $16.99 an hour. While ZipRecruiter is seeing salaries as high as $29.82 and as low as $9.55, the majority of Spark Driver salaries currently range between $13.99 (25th percentile) to $19.57 (75th percentile) in Illinois.Comparing Spark driver earnings to other gig economy platforms can help you make informed decisions about your work and income potential. Real-life Stories: Spark Drivers Share Their Hourly Earnings. Hear firsthand accounts from Spark drivers about their hourly earnings.As of Mar 1, 2024, the average hourly pay for a Spark Driver in Irvine is $19.21 an hour. While ZipRecruiter is seeing salaries as high as $33.03 and as low as $10.58, the majority of Spark Driver salaries currently range between $15.48 (25th percentile) to $21.68 (75th percentile) with top earners (90th percentile) making annually in Irvine.Multiple factors can influence your net earnings, from your location to how many hours you work. The driver salary range is huge, with drivers at the lower end earning $7.25 per hour and those at the higher end earning …Apply for the Job in delivery driver at Scarborough, ON. View the job description, responsibilities and qualifications for this position. Research salary, company info, career …Finally, an answer to how to pay Uber drivers more. “For the 60 percent-plus of all New York City drivers who are full-time drivers—and who provide 80 percent of all rides—work hou...The salary range for a Spark Driver job is from $37,431 to $49,945 per year in California. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly.As of Mar 19, 2024, the average hourly pay for a Spark Driver in Arizona is $18.63 an hour. While ZipRecruiter is seeing salaries as high as $28.67 and as low as $9.18, the majority of Spark Driver salaries currently range between $13.46 (25th percentile) to $18.80 (75th percentile) in Arizona. The average pay range for a Spark Driver varies ...Average base salary. $1,980. Average $1,980. Low $926. High $4,232. Non-cash benefit. 401 (k) View more benefits. The average salary for a truck driver is $1,980 per week in the United States. 410.3k salaries reported, updated at April 28, 2024.MegawWash Laundromat. Delivery Driver. Sparks, NV. $16.00 - $17.00 Per Hour (Employer est.) Easy Apply. This is for a part time position, driving, doing laundry and cleaning. Must have clean driving record and pass a drug test. Must pass a drug test.…. Discover more.GrubHub drivers typically earn around $14.50 per hour, with a range between $7 and $30 depending on various factors. GrubHub's pay includes a base rate plus tips and potential bonuses, with earnings influenced by delivery type, mileage, and local market dynamics. Earnings vary based on driving proficiency, local market conditions, and the ...Key Takeaways. Flex drivers earn $18-$30/hour, depending on demand, weather, and holidays. Prime Now drivers can also earn tips. Drivers are capped at 7 hours/day, 29 hours/week, and 116 hours/30 days to maintain part-time status and avoid legal issues. Earnings vary based on the number of shifts and hours worked.Here are the top five states that pay the highest Spark Driver salary in the United States. District of Columbia takes first place with the highest Spark Driver salary is $45,059 per Year. California and New Jersey take the second and third place with $44,646 per Year and $44,561 per Year in the list.
As of Apr 16, 2024, the average hourly pay for a Spark Driver in Arkansas is $14.49 an hour. While ZipRecruiter is seeing salaries as high as $25.44 and as low as $8.15, the majority of Spark Driver salaries currently range between $11.92 (25th percentile) to $16.68 (75th percentile) in Arkansas. The average pay range for a Spark Driver varies .... Percentage of people that can bench 225
The salary range for a Spark Driver job is from $32,239 to $43,017 per year in Florida. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly. Filter. Per year. View Average Salary for the United States. Select City.See how much a Spark Driver job pays hourly by State. New York is the highest paying state for Spark Driver jobs. Arkansas is the lowest paying State for Spark Driver jobs.The driver salary range is huge, with drivers at the lower end earning $7.25 per hour and those at the higher end earning $40.95 per hour. In general, drivers in big cities will have more demand and more opportunities to earn more money.As of Apr 16, 2024, the average hourly pay for a Spark Driver in Arkansas is $14.49 an hour. While ZipRecruiter is seeing salaries as high as $25.44 and as low as $8.15, the majority of Spark Driver salaries currently range between $11.92 (25th percentile) to $16.68 (75th percentile) in Arkansas. The average pay range for a Spark Driver varies ...How much does a Spark Driver make in Idaho? As of Apr 7, 2024, the average hourly pay for a Spark Driver in Idaho is $16.06 an hour. While ZipRecruiter is seeing salaries as high as $28.95 and as low as $9.27, the majority of Spark Driver salaries currently range between $13.56 (25th percentile) to $18.99 (75th percentile) in Idaho.As of Apr 9, 2024, the average hourly pay for a Spark Developer in the United States is $52.84 an hour. While ZipRecruiter is seeing hourly wages as high as $81.73 and as low as $17.07, the majority of Spark Developer wages currently range between $40.38 (25th percentile) to $64.66 (75th percentile) across the United States.As of Mar 4, 2024, the average hourly pay for a Spark Driver in Coral Springs is $16.11 an hour. While ZipRecruiter is seeing salaries as high as $29.30 and as low as $9.39, the majority of Spark Driver salaries currently range between $13.75 (25th percentile) to $19.23 (75th percentile) with top earners (90th percentile) making annually in ...As cities continue to grow and become more congested, parking has become a major challenge for drivers. Finding a spot can be difficult enough, but paying for it can be an even big...The salary range for a Spark Driver job is from $33,574 to $44,814 per year in Michigan. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly.How much do Spark Driver jobs pay in Charleston, SC per hour? The average hourly salary for a Spark Driver job in Charleston, SC is $14.97 an hour.26. 30. 34. $26. $34. $30. These charts show the average hourly wage (core compensation), as well as the average total hourly cash compensation for the job of Hazmat Truck Driver in the United States. The average hourly rate for Hazmat Truck Driver ranges from $26 to $33 with the average hourly pay of $29. The total hourly cash compensation ...An HBC pay stub is part of a document given to employees of Hudson’s Bay Company indicating their wages, deductions for taxes, benefits and other information used by the employer a...Mar 26, 2024 · The salary range for a Spark Driver job is from $34,697 to $46,312 per year in Colorado. Click on the filter to check out Spark Driver job salaries by hourly, weekly, biweekly, semimonthly, monthly, and yearly. Average hourly pay for Walmart Spark Driver: $23. This salary trends is based on salaries posted anonymously by Walmart employees.As of Apr 23, 2024, the average hourly pay for a Spark Driver in Milwaukee is $18.59 an hour. While ZipRecruiter is seeing salaries as high as $30.32 and as low as $9.71, the majority of Spark Driver salaries currently range between $14.23 (25th percentile) to $19.90 (75th percentile) with top earners (90th percentile) making annually in ...250 reviews. Back to salaries. Delivery Driver hourly salaries in Texas at Spark Driver™. Job Title. Delivery Driver. Location. Texas. Average salary. $32.17. per hour. 86% Above …As of Mar 4, 2024, the average hourly pay for a Spark Driver in Coral Springs is $16.11 an hour. While ZipRecruiter is seeing salaries as high as $29.30 and as low as $9.39, the majority of Spark Driver salaries currently range between $13.75 (25th percentile) to $19.23 (75th percentile) with top earners (90th percentile) making annually in ...The Spark Driver app is available on both iOS and Android mobile devices. We recommend using iOS 11 and newer or Android 5.0 and newer. Additionally, all devices should have a camera with GPS. You must be 18 years of age or older to complete deliveries on the Spark Driver platform. A clean, smoke-free vehicle; Valid proof of auto insurance.