Shane co layaway payment - Vale Engagement Ring. Lacy filigree and milgrain detailing climb up one side of this 14-karat white gold engagement ring, creating an asymmetrical vintage-inspired look. It features two natural diamond side stones that will add sparkle to the center stone of your dreams. Additional natural diamond accents and milgrain detailing provide a ...

 
Free Layaway at Shane Co. With no layaway contracts or interest on your jewelry purchase. Spread your payments without any additional cost. Skip To Content Skip To Navigation. Free Express Shipping + Free 60-day Returns Shop our Mother's Day Gift Guide > Item has been added to your bag.. Red lobster in chesapeake virginia

Both stores offer layaway year-round, but the program itself is usually a 30-day, in-store layaway option. If you purchase anything between Nov. 19, 2022, and Dec. 11, 2022, it will be held for ...What started as a random act of kindness has become a mission to spread joy and kindness to unsuspecting families, nationwide. For over 10 years, Pay Away the Layaway has been surprising unsuspecting families by paying off their holiday and back-to-school layaway balances. In 2022, our impact expanded through Pay Away the Wishlist. Now, we help ...Optional Payment Plan. In addition to layaway, we also offer an optional payment plan. The guidelines of this payment plan are as follows: A non-refundable deposit of 50% upfront. Balance due upon transfer to your dealer. A finance charge of 3% per month on the remaining balance. Payments can be made at any time to reduce finance charges.In the last three years, Shane Co. has donated a total of $350,000 as a company. This last year we started an in-store and online backpack donation program that allowed customers to support our partnership with KINF. With the help of our amazing guests, we've raised an additional $15,000. All of the funding that has been provided since 2020 ...At Shane Co.'s Indianapolis, IN, jewelry store you'll find quality diamonds and jewelry for engagements to anniversaries. Celebrate special occasions with design-your-own rings, pendants and more. View hours and reviews and a take a virtual tour here.Shane Co.’s layaway program offers 100% refunds. Need jewelry and want a flexible payment plan? Shane Co. lets you choose the installment plan right for you. There are also no applications, no contracts, and no service fees! It’s one of the best layaway programs on the list!We would like to show you a description here but the site won't allow us.Shane Co. Layaway gives you up to 6 months to pay in full for your total purchase. Deposit and Fees: 20% of the total purchase price must be paid upfront as a down payment. How do layaway plans work? Layaway is essentially an installment payment plan, where you pay for merchandise over a period of weeks or months. …Free 2-day shipping anywhere in the U.S. From hand-picked family-owned business partners. Maintenance, cleanings, and center stone replacement. For free, for life. Free in-store & online returns. Find unique gifts for any occasion at Shane Co. With engraving, on-trend styles and more, we have gift ideas for even the most hard-to-shop-for friends.We require a minimum $1 increase in value from what you originally paid. For example, if you paid $1,000 for your original gemstone, you'll need to buy a gemstone that is at least $1,001. You'll then pay the difference in value ($1 in this example), plus applicable sales tax. Upgrading Lab-Grown Diamonds and Jewelry with Lab-Grown Diamonds.Set up regularly recurring bill payments on your account and avoid late fees with bills paid automatically. Enroll in Auto Pay >.About Shaneco. We Buy, sell, consign & Find Heavy Equipment and Ship Worldwide!Your Friend forFour Generations. Since 1929 the Shane family has been dedicated to helping our customers with their biggest life moments. Tom Shane and his son, Rordan Shane, are carrying on their family's legacy as your friend in the jewelry business. We're here for you for a lifetime, because we're in it for a lifetime, too.Klarna — Sephora, Finish Line, Macy’s, GameStop and many other retailers use Klarna to hook their shoppers up with layaway options. Klarna offers different payment options, including a few with interest. Zip (formerly QuadPay) — A few of the many retailers that use Zip include Target, Amazon, Walmart and Best Buy.There are times when it's necessary for small business owners to accept a partial payment from a customer or pay only part of a vendor invoice. By default, QuickBooks prompts for t...The Shane Co. filed for Chapter 11 bankruptcy protection Monday, and the voice of the company's well-known radio commercials is its largest unsecured creditor. The Business Journals Select a CityHere are some jewelry stores that offer payment plans or finance for engagement rings, and what they offer: James Allen. Deferred interest if you pay in full within a 6-month promotional period (minimum $1,000 purchase). 9.90% APR on 24 monthly payments (minimum $2,000 purchase, account must be in “good standing”).OK. Shop our entire collection of no stones wedding bands, fashion jewelry, and other fine jewelry. Find the perfect gift and get fast & free shipping from your friend in the jewelry business, Shane Co.If you’re anxious about when your coronavirus relief payment will arrive—or where to look for the money—you can now get answers to those questions. If you’re anxious about when you...If you get Supplemental Security Income (SSI) from the Social Security Administration, be aware that the payment date is changing for April. By clicking "TRY IT", I agree to receiv...Take our quiz to find engagement rings. that match her personal style. Start The Quiz. What's Her Favorite Precious Metal? (1 of 8) White Gold. Yellow Gold. Rose Gold.Welcome to ShaneCo.com. We are proud and pleased to offer an opportunity to experience Shane Co. on-line. As an employee or immediate family member, please read and agree to the following terms and conditions of the WSM employee purchase agreement.By Dannie Phan | April 26, 2023. Swagbucks is a popular online platform that offers various ways to earn rewards, including taking surveys, shopping online, watching videos, and playing games. Playing Lucky Bingo is one of the most fun and rewarding ways to earn Swagbucks. This popular online bingo game offers players the chance to win big….The Shane Co. filed for Chapter 11 bankruptcy protection Monday, and the voice of the company's well-known radio commercials is its largest unsecured creditor. The Business Journals Select a CityMaking online payments can be a hassle, but with Comenity it doesn’t have to be. Comenity is a payment processor that makes it easy to manage your online payments and keep track of...OK. Anklets and other hand crafted Womens Accessories. Find the perfect gift online with Free Shipping from your friend in the jewelry business, Shane Co.Specialties: We are open and excited to see you! In addition to visiting us, you can also schedule an in-store appointment with one of our jewelry consultants, text with us by sending "friend" to (480) 739-3828, or you can use curbside service Mon-Sun until 5pm for convenient order and service pickup. Shane Co. is proud to be Phoenix's top family-owned jewelry store with the largest selection ... Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and excludes taxes, delivery, or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Average Engagement Ring Cost. To get an idea of how much to spend on an engagement ring, we can start by looking at the average cost. According to a study done by The Knot in 2020, the average couple spends around $5,500 on an engagement ring. While this average price varies slightly depending on where you live, it's good to know how much most ...Find jewelry stores near you with Shane Co. jewelry store locator and speak with our expert diamond jewelry consultants. Explore the largest selection of engagement rings, certified diamonds and fine jewelry with a 60-day return policy.OK. A sleek piece of black jewelry will never go out of style. Our black stone jewelry features black sapphires, black agate stones and stunning Tahitian pearls.All of us were told that refunds could only be given in the form of a Shane Co. gift card (not redeemable for cash). This came as a complete shock to me because I made repeated visits to Shane Co. to put more money down on my layaway purchase, and at no point was I informed of their recent filing or how it affected me. Furthermore, when I ...OK. We welcome you to join our team and jump-start your career in the jewelry industry. Explore Shane Co.'s open positions and learn more about our company culture and core values. Apply today to start your journey and grow with the Shane Co. family.Women's fashion rings come in all shapes and sizes, and Shane Co. offers an exclusive collection of unique fashion rings, including geometric rings, swirled bands and two-stone rings. If you want to customize your own fashion ring, add your favorite gemstones to a beautiful 14k gold setting with Shane Co.'s Family Collection.Uplift is the leader in Buy Now, Pay Later for travel. When you pay monthly for a flight, a cruise, a hotel, or vacation package - you're giving yourself the freedom to travel farther and explore more enjoyably. Millions of consumers choose Buy Now, Pay Later options for vacation and travel so that they can say "yes" to all those bucket ...Take a look at our most popular engagement rings. $995. Vista Pave Engagement Ring in 14k White Gold. Center Stone Sold Separately. $485. Luminary Solitaire Engagement Ring. in 14k Yellow Gold. Center Stone Sold Separately. $1,150.No, Shane Co. does not accept Zip financing. We researched this on Dec 15, 2023. Check Shane Co.'s website to see if they have updated their Zip financing policy since then.Get reviews, hours, directions, coupons and more for Shane Co.. Search for other Jewelers on The Real Yellow Pages®.Whether you prefer a , a swirl design, an infinity style, a band with color stone accents, or some other look, our pavé give you many rings to choose from. We offer unique pavé wedding bands in platinum or 14k gold in three shades - white, yellow and rose. We also have bands in two-tone gold. We design wedding bands in the widest range of ...Monthly payment options of 3, 6, 12, 18, 24 or 36 months. Tiffany & Co. 7.99% APR for a 24 month promotional period (8-21%, depending on your state, after this period if the total amount is not paid in full or if you make a late payment). No interest for a 12 month promotional period (same rules as above if not paid in full).Browse Shane Co.’s wide variety of jewelry to find the perfect gift for him. Shop men’s jewelry and accessories that include tie clips, money clips, and more.This bold twist band is encrusted with natural diamond pavé for superior sparkle and fire. Crafted in bright 14-karat white gold, it makes a beautiful wedding band or a great addition to any fine jewelry collection. Read More. 26 round natural diamonds at approx. 0.70 tcw. 14k white gold. Approx. 2.5mm band width.Shane Co.'s Greenwood Village, CO, jewelry store offers hundreds of engagement rings, bracelets and necklaces. Visit Shane Co. jewelers for the perfect gift and superior service. Look up your store hours, take a virtual tour and read reviews here.Visit Shane Co.'s Minnetonka, MN, jewelry store for expert help and a wide selection of jewelry, engagement rings and wedding bands. Design your own or browse our hundreds of unique and exclusive items. See hours, take a virtual tour or read reviews here.Wedding bands made with fire, alchemy, and love. Original. Like you. With the widest selection of jewelry for everyone, it’ll be easy to find something that feels so you. Bright. Like you. We’ve been passionate about gemstones since we first opened in 1929. We travel the world to bring you the most beautiful sapphires, rubies, and colorful ...Your Friend in the Jewelry Business®. Shane Co. is a fourth-generation, family-owned Direct Diamond Importer™ specializing in loose diamonds, engagement rings, women’s …Visit Shane Co.'s Duluth, GA jewelry store for thousands of engagement rings and wedding bands to start your lifetime of happiness. We offer personalized items along with versatile fashion jewelry. Take a virtual store tour or view hours and reviews here.Find the perfect ring guard online with Shane Co. Skip To Content Skip To Navigation Free Express Shipping + Free 60-day Returns Order Anything by 5/8 for Mother's Day DeliveryOur knowledgeable and friendly team is here for you! Chat with a Jewelry Consultant. Schedule an in-store or online appointment. (866) 467-4263. The widest selection of pearl necklaces for every occasion. Shop pearl strands, pearl pendants, and more! Styles for Every Occasion and Free Lifetime Warranty.Sizing Guides. Research stores & brands like Shane Co.. We ranked the best Shane Co. alternatives and sites like shaneco.com. See the highest-rated women's jewelry products …WOMEN'S WEDDING BANDS. Find the perfect match for your engagement ring, from under $300 to $10,000. SHOP NOW.Over 7,000 5-Star Reviews. "Blake was super personable and reassured us through the whole process. We are very thankful we were paired with him!" "I loved my experience here. Their associates made me feel comfortable, excited, and truly helped me have such a fun and memorable experience.Conn’s HomePlus, a retail chain with nearly 150 stores in Southeastern and Southwestern states, lets you buy appliances, electronics, furniture, or mattresses via Layaway. You start with a small deposit, either $50 or 5% of the item’s cost, and then pay the rest over 12 weeks in five equal payments. No credit required.05.Ara.2020 - At Shane Co. we believe everyone should have the chance to purchase the perfect engagement ring. Apply today and learn more about the Shane Co. credit card and our flexible financing options.Choose Your Stone. Personalize. Shane Co. offers personalized rings and a beautiful selection of classic sapphire engagement rings. These traditional settings are highlighted by radiant sapphires in colorful shades. Choose from a variety of …Click on the "Book a Virtual Consultation" button and then choose between a Virtual Online Appointment, which you can use to shop for engagement rings, explore our website, and more; or a 30-minute online gift shopping appointment. You will be sent a Zoom link on the day of your appointment so you can video chat with an expert jewelry consultant.No. Based on our last check on February 28, 2024, Shane Co. was not offering in-store layaway. Check the full discussion for updated information.A restricted escrow account is a third party that handles the transactions of the other two parties. The use of such an account is advantageous to both the payer and the receiver. ...Their regular purchase credit plan and Affirm payment plan offer the same conditions. In contrast, the lease program requires a $300 minimum purchase over a 12-month term that can be availed with an initial payment of $79. Shane Co. The Denver-based gemstone jewelers has 5 payment plans with a varying number of months. These include 18, 24, 36 ...Step 1: Apply for the eLayaway payment plan here. Step 2: After getting approved from the 7 minute application, you can receive funds as soon as today. Step 3: Start shopping for your vacation and pay for your travel with the funds you receive here. Step 4: Enjoy your vacation. Step 5: Make installment payments until your travel plans are paid off.Brilliant Earth accept payments from: All major credit cards. including Visa, MasterCard and American Express. Pay Pal. Apple Pay. If buying from the Brilliant Earth mobile site. Bank wire. This option is only available if the purchase is over $500. If paying by bank wire, you'll get a 1.5% discount on your purchase.While we hope that scrolling through our customer reviews will be enough to assure you that we offer high quality value that won't disappoint, we'd rather show you ourselves! Shane Co. only sells hand-selected, ethically sourced gemstones paired with our one of a kind ring and jewelry designs. You are sure to find something beautiful to ...Get reviews, hours, directions, coupons and more for Shane Co.. Search for other Jewelers on The Real Yellow Pages®.FREE CLEAN & CHECK. We offer unlimited free clean and checks to maintain your warranty, always at your convenience and done while you wait. To keep your lifetime warranty active, please visit for a clean and check approximately every 6 months. You are welcome to bring your Shane Co. jewelry to any of our stores or ship it to our service center ...At Shane Co.'s Indianapolis, IN, jewelry store you'll find quality diamonds and jewelry for engagements to anniversaries. Celebrate special occasions with design-your-own rings, pendants and more. View hours and reviews and a take a virtual tour here.Other fees: Not fees are specified, not if during the layaway interval no payment is received for 90 days, the articles bequeath be returned to stock and a store credit desires be issued for all payments made. More information on the Jewelry Tausch layaway policy; 7. Shane Co. Availability: Online and instore; Deposit: 20% of of order priceWelcome to ShaneCo.com. We are proud and pleased to offer an opportunity to experience Shane Co. on-line. As an employee or immediate family member, please read and agree to the following terms and conditions of the WSM employee purchase agreement.Ruby rings can be matched with any metal, but especially yellow or white gold, silver, and platinum. They also pair wonderfully with other gemstones. Ruby and diamond rings are especially popular for their elegance. Expect any ring with this precious gemstone to be long-lasting and eye-catching. Shane Co. has a wide variety of rings in all ...Please enter an amount from $10 to $2000 to continue. Enter Gift Card Amount. ADD TO BAG. Shop the Jewelry Gift Cards For Him or Her from Shane Co. Enjoy free 2-day shipping and returns on all orders.Open the Layaway view on the left, and you'll see a list of all items currently on layaway: To put a new item on layaway, click the big orange New Layaway Item button in the top-right. This will open up a form you can fill in with details of the item and customer: Click Add Layaway Item when you're ready to save the layaway item.Layaway is a purchasing method that allows a consumer to put a product on hold by placing a deposit on the item. Layaway allows the customer to make smaller payments on the product until the ...Shane Co., 6550 W 104th Ave, Westminster, CO 80020. Drop by our store any time! Were fully staffed and have a huge selection of fine jewelry and engagement rings. You can also schedule an in-store or virtual appointment with a jewelry consultant, text with us by sending friend to (720) 613-2600, come in for your free Care & Cleaning, and more.EARRINGS. NECKLACES. We carry the best selection of ruby rings, necklaces and bracelets, providing a rich red hue to every look. Our rubies are hand-selected and recut to maximize their beauty and value. Shop Shane Co. for July birthstone jewelry and ruby engagement rings.3926 posts · Joined 2013. #1 · Apr 15, 2014. Hi all, Like the rest of you, I have been procuring new guns and adding to my collection at a good pace. However I was wondering about the layaway plans with online sellers specifically Kentucky Gun Co. I found a particular firearm that I wanted to get, that is at a good price and is not really ...Shop our entire collection of sapphire necklaces and other fine jewelry. Find the perfect gift and get fast & free shipping from your friend in the jewelry business, Shane Co.Comedian Shane Gillis will partner with beer brand Bud Light following a dismal year for the brand, according to a company post on Instagram. "Welcome to the team @shanemgillis, excited to be a ...Using a layaway plan is a great way to split up your purchase into multiple payments and are available on the vast majority of tickets and passes near the end of the checkout process. After your first payment is made, the follow-up payments will be drawn automatically from the same payment method on the specified due dates.Shane Co. customer Andrew Rugare surprised the love of his life, Jamee, with a surprise marriage proposal - and a stunning halo diamond engagement ring - during the Shane Co. Kiss Cam break at the January 15th game between the Denver Nuggets and Miami Heat. She said "yes" in front of thousands of fans at the packed Pepsi Center!Diamond Earrings. Treasured for their rarity, durability, and brilliance, diamond earrings are a chic classic for any occasion. Our versatile collection of 14k diamond earrings varies from everyday wear with our solitaire studs to breathtaking statement pieces like elaborate threaders and gorgeous dangle earrings. Take your look from day to ...Top 10 Best Shane Co. in Novato, CA - April 2024 - Yelp - Shane Co., Geoffrey's Diamonds & Goldsmith, Barons Jewelers, Appelblom Jewelry, Design Jewelers, Shreve & Co., The Jewelry Exchange - RedwoodAn easy-to-use online bill payment option. 24/7 online account management. †† Standard account terms apply to non-promotional purchases. Standard Purchase APR 29.99%. …Drop by our store any time! We're fully staffed and have a huge selection of fine jewelry and engagement rings. You can also schedule an in-store or virtual appointment with a jewelry consultant, text with us by sending "friend" to (408) 533-1499, come in for your free Care & Cleaning, and more.ETERNAL. Platinum is valued above all other metals for its unmatched durability. Its luminous silver-white tone will never fade, making it the perfect metal for any ring. Explore the beauty of platinum rings by Shane Co. and see what makes platinum the metal of choice for wedding rings. Each platinum engagement ring is made to last a lifetime ...Can't pay in full? Have bad credit? Consider using layaway. Here is a list of business with layaway programs in 2023! Cannot credit check required! Can't settle in completely? No problem! Login. BACK TO SCHOOL; DEALS. STORES; CATEGORIES; TIPS. RECIPES; ABOUT US. Search for: Exact Match: Broad Match:Shine forever. Wedding bands made with fire, alchemy, and love. Original. Like you. With the widest selection of jewelry for everyone, it'll be easy to find something that feels so you. Bright. Like you. We've been passionate about gemstones since we first opened in 1929. We travel the world to bring you the most beautiful sapphires, rubies ...Comedian Shane Gillis will partner with beer brand Bud Light following a dismal year for the brand, according to a company post on Instagram. "Welcome to the team @shanemgillis, excited to be a ...Shopping for the perfect engagement ring? Design your own with exclusive diamonds, gemstones, & settings. A custom engagement ring that's truly one of a kind.Shop our entire collection of sapphire necklaces and other fine jewelry. Find the perfect gift and get fast & free shipping from your friend in the jewelry business, Shane Co.

Continue Shopping. Shane Co. Employee. Welcome to ShaneCo.com. We are proud and pleased to offer an opportunity to experience Shane Co. on-line. As an employee or immediate family member, please read and agree to the following terms and conditions of the WSM employee purchase agreement. As stated in the WSM Company Handbook, …. Is chamberlain college of nursing legit

shane co layaway payment

Amazon has a Layaway Program that will allow you to pay for your purchases over time, with no fees or interest. You can purchase items at today's prices or when you spot a great deal by putting ...OK. Find the perfect surprise for your special someone with our collection of Valentines Day gifts. Enjoy free 2-day shipping backed by a free lifetime warranty from your friend in jewelry business, Shane Co.Visit our Shane Co. jewelry store location in Roseville, CA, for unique engagement rings, wedding bands and more. Shane Co. specializes in men's and women's fashion jewelry, diamonds and gems. View hours and reviews and take a virtual store tour here.Dainty rings by design are discreet using smaller bands and stones around 0.5 carats. Dainty engagement rings are perfect for those with petite hands and are a perfect symbol of love and commitment. If you are interested in more ring styles, shop our complete collection of engagement rings or design your own custom engagement ring today!Apply today and learn more about the Shane Co. credit card and our flexible financing options. Skip To Content Skip To Navigation Free Express Shipping & 60-day ReturnsThe balance you owe on the plan will be the price plus the fee minus the deposit you paid. The balance owed is $265 + $10 - $66.25 = $208.75. Since you are making 4 payments the payment calculation is simply $208.75 / 4 = $52.19. For this layaway plan you make a down payment of $66.25 and 4 additional payments of …Take a look at our most popular engagement rings. $995. Vista Pave Engagement Ring in 14k White Gold. Center Stone Sold Separately. $485. Luminary Solitaire Engagement Ring. in 14k Yellow Gold. Center Stone Sold Separately. $1,150.9.99% APR with 48 Monthly Payments. 9.99% APR with 48 Monthly Payments: 9.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding.At Shane Co. we are committed to your complete satisfaction. That is why we cover your purchase with our Free Lifetime Warranty and our 60-day Money-back Guarantee.OK. A sleek piece of black jewelry will never go out of style. Our black stone jewelry features black sapphires, black agate stones and stunning Tahitian pearls.Shane Co. sells anniversary rings for her in a variety of designs. Our anniversary rings and bands are available in platinum, 14k white gold, yellow gold, and our signature shade of rose gold. Our selection also includes styles with natural diamonds, rubies, and sapphires in a range of beautiful colors. We offer anniversary rings to match any ...Did you know we offer a six month layaway plan for free? Shop today for all your Christmas gifts before the holiday rush.What layaway options does Shane Co. offer? Can items be placed on layaway at Shane Co.? In-store layaway rating: 1.0 - 1 rating. No, Shane Co. does not offer layaway programs. We researched this on Feb 28, 2024. Check Shane Co.'s website to see if they have updated their layaway programs policy since then. Check website ... Specialties: Drop by our store any time! We're fully staffed and have a huge selection of fine jewelry and engagement rings. You can also schedule an in-store or virtual appointment with a jewelry consultant, text with us by sending "friend" to (503) 444-9110, come in for your free Care & Cleaning, and more. Shane Co. is proud to be Portland's top family-owned jewelry store with the largest ... Buy your flight with Airfordable for only a fraction upfront and pay the rest in easy, flexible installments before your departure dateContinue Shopping. Shane Co. Employee. Welcome to ShaneCo.com. We are proud and pleased to offer an opportunity to experience Shane Co. on-line. As an employee or immediate family member, please read and agree to the following terms and conditions of the WSM employee purchase agreement. As stated in the WSM Company Handbook, "Employees and ...FREE CLEAN & CHECK. We offer unlimited free clean and checks to maintain your warranty, always at your convenience and done while you wait. To keep your lifetime warranty active, please visit for a clean and check approximately every 6 months. You are welcome to bring your Shane Co. jewelry to any of our stores or ship it to our service center ...Engagement Rings at Shane Co. With unique styles designed by our in-house team, our personalized process makes it's easy to find the perfect engagement ring. Choose from natural diamonds, lab-grown diamonds, and colorful gemstones for a truly one-of-a-kind engagement ring that speaks to your relationship. Make your proposal even more perfect ...271 reviews and 277 photos of SHANE CO. "I bought the loose diamond for engagement ring here in May of last year liked working with sales people as much as any of the other (~10, only the woman from Joe Kassab at Clackamas TC was better) places I visited during the hunt. I don't think the sales people work on commission, so I didn't feel pressured at all.We would like to show you a description here but the site won't allow us.What started as a random act of kindness has become a mission to spread joy and kindness to unsuspecting families, nationwide. For over 10 years, Pay Away the Layaway has been surprising unsuspecting families by paying off their holiday and back-to-school layaway balances. In 2022, our impact expanded through Pay Away the Wishlist. Now, we help ....

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