If you are a roofing contractor looking to take your business to the next level, becoming a GAF Master Elite Contractor is an excellent way to showcase your expertise and gain cred...Learn about the pros and cons of this grocery credit card that offers up to 5% cash back on select purchases at Kroger and its family of stores. Compare it with other top cards for grocery and gas rewards.For limited time only. Subject to credit approval. Must submit application, be approved for the Kroger Family of Companies Rewards World Elite Mastercard ® and make a first purchase with your Kroger Family of Companies Rewards World Elite Mastercard ® to earn the $50 statement credit. Please allow 6-8 weeks after the promotion period for your ... In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application. If you have a credit card that gets 5 or 6% on groceries (BCP, CCC, USALLIANCE), you can earn that cash back plus you can get 6X fuel points buying gift cards at the same time. You can redeem 1000 fuel points for $1 off per gallon plus the 55c off when you buy fuel with the Kroger Card. Only use the Kroger card for gas at Kroger and for mobile ... New card? Let's get it activated. May 7, 2024 · 2.4 /5. Kroger Credit Card has a rating of 2.4/5 according to our proprietary credit card rating system. This rating reflects how appealing Kroger Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the ... In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application.Most consumers don’t really care if they have a MasterCard or Visa. It seems that Visa is more popular than their rival, but let’s not forget that neither company issues any credit...Learn how to earn up to 5% cash back and discounts on gas with the Kroger Rewards World Elite Mastercard. Compare its benefits and perks with other grocery …The easiest way to apply for the Kroger Credit Card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to U.S. Bank’s website. Alternatively, you can apply by phone and in store. Keep in mind that the Kroger Credit Card requires good credit, which means you need a 700+ …Ways to Make a Kroger Credit Card Payment. By phone: Call (844) 237-0593 and enter your card information. Then, follow the automated prompts to make a payment. Online : Log in to your online account and click on “Bill Payments” and select “Pay My account.”. In case you haven’t already, you’ll have to enroll for online and mobile ...The King Soopers Rewards World Elite Mastercard ® is your ticket to instant savings at the fuel station. Earn an additional 55¢ off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. 1. Calculate how quickly you earn CASH BACK!The Dillons Rewards World Elite Mastercard ® is your ticket to instant savings at the fuel station. Earn an additional 25¢ off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. 1. Calculate how quickly you earn CASH BACK!The Kroger Co. (NYSE: KR) is bringing customers the tools to make 2024 the best year ever , offering savings on thousands of fresh, natural and organic products and dishing on ways customers can access health and nutrition support at Kroger all year long. ... Kroger Family of Companies Rewards World Elite Mastercard® eligible …In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application.For Fred Meyer Rewards ® World Elite Mastercard ® cardholders, mobile wallet transactions (excluding Kroger Pay) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Kroger Family of Companies locations. "Mobile wallet" is defined as the …You must scan, redeem fuel points, and pay with your Kroger Family of Companies Rewards World Elite Mastercard® in order to receive the fuel discount. You must spend at least $6,000 in a calendar year (or within the first 12 months after Account opening, as described below).Outside of our Stores. Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Mariano's Rewards World Elite Mastercard ® on eligible purchases 3 the first 90 days. Earn 2x Fuel Points 4 and $59 toward a FREE Next-Day Delivery Boost Membership after you apply for the credit card, and complete your Boost Enrollment 5.Jan 25, 2024 · The Kroger Rewards World Elite Mastercard® is a no annual fee card that offers up to 5% cash back on select purchases. If you’re confused as to why Kroger is in the credit card business, don’t be. This is simply a co-branded card. The card issuer is U.S. Bank, and the processor is Mastercard, so there are two well-known financial stalwarts ... This retail location engages in the money services business by offering prepaid cards issued by U.S. Bank National Association (“U.S. Bank”) pursuant to a license issued to Kroger MTL Management, LLC. If you have a complaint, first contact U.S. Bank at 1-888-853-9536. If your issue is unresolved by U.S. Bank at 1-888-853-9536, please submit ...Rogers Red World Elite® Mastercard®. 20.99% for purchases, 22.99% for cash advances. 3% unlimited cash back on U.S. dollar purchases. 2% cash back – no …If a Kroger Pay or Mobile Wallet transaction might also qualify as a rewards category transaction, then the card issuer has sole discretion on how to categorize the transaction. 3 Boost offer applies to new credit cardmembers who apply and are approved for the Kroger Family of Companies Rewards World Elite Mastercard® . In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application. The APR may vary, the variable APR for purchases and Balance Transfers is 19.24% -29.99% (based on your creditworthiness). The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 4% of each check amount, $10 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum.Kroger Rewards World Elite Mastercard® | Home 1-2-3 REWARDS Credit Card. With the Kroger Rewards World Elite Mastercard®, you'll save on fuel and earn cash back with every eligible net purchase. Learn more about the 1-2-3 Rewards Credit Card.Are you looking for ways to advance your career and stay ahead of the competition? Elite Learning Continuing Education offers a wide range of courses and programs that can help you...We’ve got convenient options for every budget, including next-day delivery ($59/year or $7.99/month) and same-day delivery ($99/year or $12.99/month) in as little as 2 hours. …KEY POINTS. You get Elite Status on Frontier Airlines by earning Elite Points through qualifying purchases or using the airline's credit card. Requirements start at …Alternative Kroger delivery and/or checkout services such as, but not limited to, Drones and Krogo, will not earn Kroger Family of Companies World Elite Mastercard® Credit Card Rewards Points. Rewards expire after 36 months. Rewards are only available for redemption if your Account is open and in good standing. Rewards can be redeemed via a ...Are you looking to save money on your grocery shopping? Look no further than Kroger’s latest weekly ad. With a wide range of products on sale, you can find everything you need at g...Are you in search of a Kroger store near your location? Look no further. This comprehensive guide will provide you with all the information you need to find the closest Kroger stor...Learn how to earn up to 5% cash back and discounts on gas with the Kroger Rewards World Elite Mastercard. Compare its benefits and perks with other grocery …In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application.Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 4% of each check amount, $10 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 4% of each transfer amount, $10 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $0.24-Hour Cardmember Service / Report a lost or stolen card. 844-237-0595. We accept relay calls. Outside the United States: 701-461-1595 (call collect)This Barclays credit card is part of the World Elite Mastercard program and earns 6X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points per $1 spent on all other purchases. It does have a $99 annual fee, but you can offset the annual cost with the card’s benefits.4 days ago ... Kroger Football Fan Rewards. Kroger Rewards World Elite Mastercard® Review 2024. It boasts a number of premium seating options, along with a ...You must scan, redeem fuel points, and pay with your Kroger Family of Companies Rewards World Elite Mastercard® in order to receive the fuel discount. You must spend at least $6,000 in a calendar year (or within the first 12 months after Account opening, as described below).1 You cannot earn Refer a Friend 2,000 Bonus Rewards Points by referring someone who is already a Kroger Family of Companies Rewards World Elite Mastercard ® Cardmember or an applicant who has been referred by someone else. Please allow 6-8 weeks after the referred application is processed to receive confirmation of your Bonus Rewards Points. …If a Kroger Pay or Mobile Wallet transaction might also qualify as a rewards category transaction, then the card issuer has sole discretion on how to categorize the transaction. 3 Boost offer applies to new credit cardmembers who apply and are approved for the Kroger Family of Companies Rewards World Elite Mastercard® .As a reminder, this offer is $59 off an Annual Boost membership. You will then be prompted to load a form of payment for the following year (such as your Kroger Family of Companies Rewards World Elite Mastercard®). You should see $59 come off your order total. Once you’ve successfully enrolled, you will reach a confirmation page with your ...In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application.Are you looking for ways to advance your career and stay ahead of the competition? Elite Learning Continuing Education offers a wide range of courses and programs that can help you...This a branded credit card apart from the standard vanilla Kroger card. So here’s the information I can gather from it. -It has a $100 SUB after $500 spend. -it is a Mastercard world elite card (so no Costco unfortunately) -5% back on all Mobile wallet purchases capped at 3k spend a year. -3% back on dining and gas (uncapped from my ...Up to 2% unlimited cash back on all eligible non-U.S. dollar purchases 1. 3% unlimited cash back on all eligible purchases made in U.S. dollars 1. 5 Roam Like Home days at no cost (up to $75 value) 3. 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases 2. No annual fee.This a branded credit card apart from the standard vanilla Kroger card. So here’s the information I can gather from it. -It has a $100 SUB after $500 spend. -it is a Mastercard world elite card (so no Costco unfortunately) -5% back on all Mobile wallet purchases capped at 3k spend a year. -3% back on dining and gas (uncapped from my ...Outside of our Stores. Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Mariano's Rewards World Elite Mastercard ® on eligible purchases 3 the first 90 days. Earn 2x Fuel Points 4 and $59 toward a FREE Next-Day Delivery Boost Membership after you apply for the credit card, and complete your Boost Enrollment 5.For Fred Meyer Rewards ® World Elite Mastercard ® cardholders, mobile wallet transactions (excluding Kroger Pay) earn 5% on the first $3,000 in purchases each calendar year and 1% on amounts above that, regardless of where the transaction was made, including Kroger Family of Companies locations. "Mobile wallet" is defined as the … The QFC Rewards World Elite Mastercard ® is your ticket to instant savings at the fuel station. Earn an additional 25¢ off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. 1. Calculate how quickly you earn CASH BACK! Enter what you spend monthly: Kroger Pay Purchases. Earn 2% Cash Back* with your Kroger Family of Companies World Elite Mastercard® per eligible net $1 spent inside the Kroger Co. Family of Stores. The Kroger Co. Family of Stores includes: *Cash Back rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible for Cash ...This retail location engages in the money services business by offering prepaid cards issued by U.S. Bank National Association (“U.S. Bank”) pursuant to a license issued to Kroger MTL Management, LLC. If you have a complaint, first contact U.S. Bank at 1-888-853-9536. If your issue is unresolved by U.S. Bank at 1-888-853-9536, please submit ...For limited time only. Subject to credit approval. Must submit application, be approved for the Kroger Family of Companies Rewards World Elite Mastercard ® and make a first purchase with your Kroger Family of Companies Rewards World Elite Mastercard ® to earn the $50 statement credit. Please allow 6-8 weeks after the promotion period for your ...Kenmore Elite is a popular brand known for its high-quality appliances, including refrigerators with built-in ice makers. However, like any other appliance, the Kenmore Elite ice m...The Dillons Rewards World Elite Mastercard ® is your ticket to instant savings at the fuel station. Earn an additional 25¢ off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. 1. Calculate how quickly you earn CASH BACK!With the Fred Meyer Rewards® World Elite Mastercard® you'll get unlimited rewards at Fred Meyer and all Kroger family of companies. Earn free groceries and fuel, check out Fred Meyer Rewards Credit Cards online. ... Kroger Pay transactions at Fuel Centers do not earn rewards. Mobile wallet transactions (excluding Kroger Pay) earn 5% on the ...We’ve got convenient options for every budget, including next-day delivery ($59/year or $7.99/month) and same-day delivery ($99/year or $12.99/month) in as little as 2 hours. …When it comes to convenience and variety, the Kroger Deli is a top choice for many shoppers. Whether you’re looking for a quick lunch, party platters, or delicious deli meats and c...APR. 12.99% to 24.99% (variable) based on creditworthiness. Late Fee. Up to $39. The Kroger Mastercard is a co-branded card issued by U.S. Bank National Association. Bottom Line: Since it’s a Mastercard, you can use it anywhere Mastercard is accepted and in doing so, you’ll earn rewards even at a base level.Accessibility StatementIf you are using a screen reader and having difficulty with this website, please call 800–576–4377.Accessibility StatementIf you are using a screen reader and having difficulty with this website, please call 800–576–4377.The following gift cards are excluded from fuel point earning: The Kroger Co. Family of Stores Gift Cards, Green Dot® prepaid reloadable products, MoneyPaks® and American Express® Variable Load, Visa® Variable Load, 1-2-3 REWARDS® Reloadable Visa® Prepaid Debit Card and MasterCard® Variable Load Gift Cards.Scan the QR code to. download the app. Interested in the Kroger 1-2-3 REWARDS® MasterCard®? Read user reviews to learn about the pros and cons of this card and see if it’s right for you.Kroger Family of Companies Rewards World Elite Mastercard® ³ Kroger Pay non-fuel transactions earn 5% cash back on the first ＄3,000 in purchases each calendar year and 2% on amounts above that. Kroger Pay transactions at Fuel Centers do not earn rewards.1% Cash back. Outside of our Stores. Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Pick 'n Save/Metro Market Rewards World Elite Mastercard ® on eligible purchases 3 the first 90 days. Earn 2x Fuel Points 4 and $59 toward a FREE Next-Day Delivery Boost Membership after you apply for the credit card, and ...Benefits include: 2X Fuel Points for every dollar spent on groceries and general merchandise when you shop in-store or order online for pickup or delivery by our …Jan 6, 2024 · The Kroger debit card offers convenience and secure payments, while the Kroger Rewards World Elite Mastercard® provides additional rewards and benefits. By considering the pros and cons of each card, understanding the application process, knowing how to use credit cards responsibly, and following the tips provided, you can make an informed ... Sign in to access all of your Capital One accounts. View account balances, pay bills, transfer money and more.Kroger is one of the largest grocery store chains in the United States, with hundreds of stores across many different states. The company has a comprehensive website that provides ...What Benefits Come With a World Elite Mastercard? The highest of Mastercard's three benefit levels includes all the perks of the lower tiers, plus a few …In the fast-paced and ever-evolving field of healthcare, it is crucial for nursing professionals to stay up-to-date with the latest advancements and best practices. This is where e...Elite Series 100% Whey Protein Plus Triple Chocolate 1.8lbs. Hover to Zoom. Hover to Zoom. Item 1 of 2 is selected. Elite Series 100% Whey Protein Plus Triple Chocolate …To learn more and redeem this Kroger Rewards World Elite Mastercard® cardmember offer visit the Boost Membership Benefits page. *The creditor and issuer of the Kroger Family of Companies Rewards World Elite Mastercard® is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Compare our payment card options today. You can earn rewards and discounts every time you make a purchase. With debit and credit options, we make it easy. Sign up or make an online payment. Apply for the Kroger Family of Companies Rewards World Elite Mastercard® and earn up to 5% cash back on your purchases, a free Boost membership, and a fuel discount. Learn more about the benefits, rewards, and how to apply online.In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.Please call 800-947-1444 and choose option 1 for the status of an application.For limited time only. Subject to credit approval. Must submit application, be approved for the Kroger Family of Companies Rewards World Elite Mastercard ® and make a first purchase with your Kroger Family of Companies Rewards World Elite Mastercard ® to earn the $50 statement credit. Please allow 6-8 weeks after the promotion period for your ...For limited time only. Subject to credit approval. Must submit application, be approved for the Kroger Family of Companies Rewards World Elite Mastercard ® and make a first purchase with your Kroger Family of Companies Rewards World Elite Mastercard ® to earn the $50 statement credit. Please allow 6-8 weeks after the promotion period for your ...Earn cash back with the Pick 'n Save/Metro Market Rewards World Elite Mastercard ®. 1. up to. 5% Cash back. on mobile wallet and Kroger Pay transactions 2. 3% Cash back. …Subject to credit approval. Discount is available at Kroger Family of Companies Fuel Centers each time you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your Kroger Family of Companies Rewards World Elite Mastercard® in order to receive the fuel discount.With Dillons Rewards World Elite Mastercard® Online Banking you can manage your account online when it's convenient to you, 24/7! Find out more online today. ... Discount is available at Kroger Family of Companies Fuel Centers each time you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and ...When it comes to gift-giving, finding the perfect present can be quite challenging. However, one option that has gained popularity in recent years is the prepaid Mastercard gift ca...Kroger Stores. Earn 2% Cash Back. Purchases Everywhere Else. Earn 1% Cash Back. Potential Annual Earning: 66,000 Rewards. Points. Potential Annual Rewards: $660 cash.Payments and Services FAQs · Gift Cards · Kroger Rewards World Elite Mastercard · Kroger Pay · Lottery · Money Services · Phones & Air...Learn about the pros and cons of the Kroger Rewards World Elite Mastercard, a credit card that offers cash back on mobile wallet, in-store Kroger and …Accessibility StatementIf you are using a screen reader and having difficulty with this website, please call 800–576–4377.The Kroger Family of Companies Rewards Elite Mastercard® is the card that pays you to shop! Earn up to 5% cash back on purchases and redeem your rewards your way, when you want. Plus, you can save an additional 55c per gallon of fuel, each time you redeem at least 100 fuel points at our Fuel Centers.The APR may vary, the variable APR for purchases and Balance Transfers is 19.24% -29.99% (based on your creditworthiness). The variable APR for Cash Advances is 29.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 4% of each check amount, $10 minimum. Cash Equivalent fee: 5% of each cash …Outside of our Stores. Earn $100 in Statement Credits when you apply, get approved and spend $500 on your Ralphs Rewards World Elite Mastercard ® on eligible purchases 3 the first 90 days. Earn 2x Fuel Points 4 and $59 toward a FREE Next-Day Delivery Boost Membership after you apply for the credit card, and complete your Boost Enrollment 5.The Kroger Co. (NYSE: KR) is bringing customers the tools to make 2024 the best year ever , offering savings on thousands of fresh, natural and organic products and dishing on ways customers can access health and nutrition support at Kroger all year long. "With savings and nutritious offerings from all of customers' favorite Our Brands products, we are thrilled to make 2024 the best year ever ...You must scan, redeem fuel points, and pay with your Kroger Family of Companies Rewards World Elite Mastercard® in order to receive the fuel discount. You must spend at least $6,000 in a calendar year (or within the first 12 months after Account opening, as described below).
Compare our payment card options today. You can earn rewards and discounts every time you make a purchase. With debit and credit options, we make it easy. Sign up or make an online payment.. La michoacana laredo tx
Benefits. Earn cash back with the Pick 'n Save/Metro Market Rewards World Elite Mastercard ®. 1. on mobile wallet and Kroger Pay transactions 2. on dining and fuel for the first $6,000, then 1% thereafter. Inside of our Stores. Outside of our Stores. Refer a Friend and earn 2,000 Rewards Points. Get Started!Cash Advance fee: 5% of each advance amount, ＄10 minimum. Convenience Check fee: 4% of each check amount, ＄10 minimum. Cash Equivalent fee: 5% of each cash amount, ＄10 minimum. Balance Transfer fee: 4% of each transfer amount, ＄10 minimum. There is a ＄1 minimum interest charge where interest is due. The annual fee is ＄0.26 Aug 2021 ... Interesting! [Click "See More" for Advertiser Disclosure] You can support our channel by choosing your next credit card via one of the links ...The Dillons Rewards World Elite Mastercard ® is your ticket to instant savings at the fuel station. Earn an additional 25¢ off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. 1. Calculate how quickly you earn CASH BACK!Subject to credit approval. Discount is available at Kroger Family of Companies Fuel Centers each time you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your Kroger Family of Companies Rewards World Elite Mastercard® in order to receive the fuel discount.For limited time only. Subject to credit approval. Must submit application, be approved for the Kroger Family of Companies Rewards World Elite Mastercard ® and make a first purchase with your Kroger Family of Companies Rewards World Elite Mastercard ® to earn the $50 statement credit. Please allow 6-8 weeks after the promotion period for your ...Apr 19, 2024 · Here’s the average credit limit of members who matched their Kroger Rewards World Elite Mastercard® or similar cards. % of members by credit limit range $0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0 % 10 % 20 % 30 % 30 % 14 % 25 % 22 % 9 % This retail location engages in the money services business by offering prepaid cards issued by U.S. Bank National Association (“U.S. Bank”) pursuant to a license issued to Kroger MTL Management, LLC. If you have a complaint, first contact U.S. Bank at 1-888-853-9536. If your issue is unresolved by U.S. Bank at 1-888-853-9536, please submit ...Kroger is one of the largest grocery store chains in the United States, with hundreds of stores across many different states. The company has a comprehensive website that provides ...The maximum liability is $600 per claim for World Mastercard, and $1,000 per Covered Card per 12 month period. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Covered Card per 12 month period. Coverage is excess of any other applicable insurance or indemnity available to you.For limited time only. Subject to credit approval. Must submit application, be approved for the Kroger Family of Companies Rewards World Elite Mastercard ® and make a first purchase with your Kroger Family of Companies Rewards World Elite Mastercard ® to earn the $50 statement credit. Please allow 6-8 weeks after the promotion period for your ...Sign in to access all of your Capital One accounts. View account balances, pay bills, transfer money and more. This retail location engages in the money services business by offering prepaid cards issued by U.S. Bank National Association (“U.S. Bank”) pursuant to a license issued to Kroger MTL Management, LLC. If you have a complaint, first contact U.S. Bank at 1-888-853-9536. If your issue is unresolved by U.S. Bank at 1-888-853-9536, please submit ... The QFC Rewards World Elite Mastercard ® is your ticket to instant savings at the fuel station. Earn an additional 25¢ off per gallon of fuel each time you redeem at least 100 fuel points at Kroger Family of Companies Fuel Centers for the first year. 1. Calculate how quickly you earn CASH BACK! Enter what you spend monthly: Kroger Pay Purchases..
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