POLICY STATEMENT. Prior Authorization is recommended for prescription benefit coverage of the targeted continuous glucose monitoring systems in this policy. All approvals are provided for the duration noted below. Dexcom G5 CGM System – Dexcom [obsolete 01/01/2022] Dexcom G6 CGM System – Dexcom. Dexcom G7 CGM System – Dexcom.Cigna Healthcare SM covers thousands of drug prescriptions, all intended to give your patients the best value. Use the tools and lists below to find pricing and coverage information for any prescription your patient might need. Check patient-specific eligibility and benefits on CignaforHCP. The Cigna Healthcare Coverage Review Department is ...Mail Completed Form to: NALC Health Benefit Plan Cigna Payer 62308 PO Box 188004 Chattanooga, TN 37422-8004 888-636-NALC (6252) or 703-729-4677. Even if not part of the Cigna network (out-of-network), your health care professional can still file the claim for you. We've added instructions on the back of this form to make it easy for you to ...The NALC Health Benefit Plan is a comprehensive health care plan for letter carriers and their families, created by letter carriers for letter carriers. It offers a High Option plan with a PPO network, preventive care, low out-of-pocket costs, and access to Cigna's network of doctors and facilities. The Plan also has a CDHP and a Value Option plan with different benefits and costs.Find a Doctor, Dentist, or Facility in. Enter Address, City, or Zip. Doctor by Type. Doctor by Name. Health Facilities and Group Practices. Additional Resources.What is a health insurance claim? A claim is a request to be paid, similar to a bill. If you recently went to the doctor and received care, you or your doctor will submit or “file” a …on myCigna.com. Click on “Cigna Care and Costs Direc-tory” to activate your account. If you are enrolled in the ... You can visit the NALC Health Benefit Plan’s website at nalchbp.org. You also can speak to a customer service representative at 888-636-6252.Hello Heart - Registration. Heart health made easy. Join for FREE! Track and understand exactly how your heart is doing right from your phone. Get a free Hello Heart monitor and personalized tips to improve your health. Let’s get started. By tapping “Let’s get started”, you agree to the. © 2024 National Association of Letter Carriers Health Benefit Plan. All Rights Reserved. Contact Us · Privacy Policy · Terms & Conditions · Site by Trilogy The NALC Health Benefit Plan is a comprehensive health care plan for letter carriers and their families, created by letter carriers for letter carriers. It offers a High Option plan with a PPO network, …As of January 1, 2024, the Value Option Plan is no longer available. It has been merged into the Consumer Driven Health Plan (CDHP).We would like to show you a description here but the site won’t allow us.Submit the appeal within 180 calendar days (90 calendar days for Medicare customers*) of the date of the initial payment or denial notice or, if the appeal relates to a payment that was adjusted by Cigna Healthcare, within 180 calendar days (90 calendar days for Medicare customers*) from the date of the last payment adjustment, to the following ...These are called over-the-counter (OTC) hearing aids. Hearing aids work for people with mild to severe hearing loss. An audiologist can help you decide what type of hearing aid will work best for you. Together, you can pick a hearing aid based on the style you're looking for and the type of hearing loss you have.CIGNA; CVS Caremark® Hello Heart; Hinge Health; NALC High Option Plan - Aetna Medicare Advantage; NALCHBP Telehealth; OptumHealth; Other Discount Networks; SilverScript Prescription Drug Plan (PDP) Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; …Panniculectomy: A panniculectomy is the removal of hanging excess skin/fat in a transverse or vertical wedge but does not include muscle plication, neoumbilicoplasty or flap elevation. Deformities associated with massive weight gain or loss vary depending on the patients’ body type and their fat deposition pattern.The United States Letter Carriers Mutual Benefit Association (MBA), founded in 1891, was created for the benefit of NALC members and their families. The MBA is the life insurance division of the NALC. Today, the MBA has more than $224 million of life insurance in force on its members. Insurance plans offered by the MBA are designed to give NALC ...2024 Premiums. Note: Premiums for Tribal employees are shown under the Monthly Premium Rate Column. The amount shown under employee contribution is the maximum you will pay. Your Tribal employer may choose to contribute a higher portion of your premium. Please contact your Tribal Benefits Officer for exact rates.Weight-loss surgery may be an option for people who have not been able to lose weight or improve weight-related health problems with diet, exercise, and medicines. There are different types of bariatric surgery. They make the stomach smaller. Some types of surgery also change the connection between your stomach and intestines.Plans and Benefits. Plan Brochure. Rates. Benefits at a Glance. Medicare Benefits. Rx Drug Benefits. Gender Affirming Care. Wellness and Other Special Features.Per person: $12,000. Per family: $24,000. *In addition, you are responsible for the difference, if any, between the Plan allowance and the billed amount. Coordination of Benefits with Medicare (PDF) Prescription Drug Benefits. 2024 NALC Health Benefit Plan brochure. 2023 NALC Health Benefit Plan brochure.Cigna Behavioral Health Phone: 800.926.2273 Website: CignaforHCP.com Home delivery pharmacy Cigna Home Delivery Pharmacy: 800.285.4812 Express Scripts Pharmacy, a Cigna company: 800.211.1456 Accredo, a Cigna specialty pharmacy Accredo Physician Service Center: 844.516.3319 Website: Accredo.com > PrescribersMember Mail. Forms. Publications. Eligible Medical Expenses for Health Savings Rewards. Health Assessment. HBR Reports. Fraud, Waste and Abuse. Cost of Common Conditions/Illness Tool. Member Rights and Protections Against Surprise Medical Bills.The money factor is an alternate way to express the interest rate on a car lease. It is equal to the annual percentage rate times 2,400. For example, an APR of 5 percent equals a m... CIGNA; CVS Caremark® Hello Heart; Hinge Health; NALC High Option Plan - Aetna Medicare Advantage; NALCHBP Telehealth; OptumHealth; Other Discount Networks; SilverScript Prescription Drug Plan (PDP) In this section. Partners. CIGNA; CVS Caremark® Hello Heart; Hinge Health; NALC High Option Plan - Aetna Medicare Advantage; NALCHBP Telehealth ... Services must be on the list of eligible codes contained within in our Virtual Care Reimbursement Policy. Claims must be submitted on a CMS-1500 form or electronic equivalent. Modifier 95, GT, or GQ must be appended to the virtual care code (s). Claims should be billed POS 02. Except for the noted phone-only codes, services must be …Metal framing has become increasingly popular among residential and light commercial contractors, and there are differences in how the electric outlet and Expert Advice On Improvin...If you’re a Medicare beneficiary, you may be familiar with the various benefits offered by different insurance providers. One such provider is Cigna, which offers a range of option...877-220-NALC (6252) to obtain prior approval. See Section 5(b). Surgical procedures. • Gender reassignment surgeries. Call Cigna at 877-220-NALC (6252) to ...NALC Health Benefit Plan High Option Plan - Pg.3 Medicare Part C New for 2023, the NALC Health Benefit Plan is excited to announce enhanced benefits though the NALC High Option Plan – Aetna Medicare Advan-tage, kicking off on January 1, 2023. Let’s Start with Who is Eligible This new enhanced level of benefits is available toThe NALC has partnered with Cigna so members of the health pan have open access to a network of doctors of 2,943,436 PPO providers nation wide. You do not have Cigna …Metal framing has become increasingly popular among residential and light commercial contractors, and there are differences in how the electric outlet and Expert Advice On Improvin...This is usually on the first day you are covered under the Cigna Healthcare SM plan. Use your HRA to pay for eligible health care expenses for you and your covered dependents. An HRA is tax-advantaged, which means any contributions from your employer are excluded from your paycheck. Since your employer owns and manages the account, there’s no ...with NALC HBP representatives directly through the app. In addition, the app includes the ability to download your Explanation of Benefits, review wellness incentives, order Member ID cards and direct sign-on links to Cigna ®, CVS Caremark, Optum®, Hinge® and Amwell®. Your personal health information is stored in a single, safe,Cigna Health Plans Cigna HealthSpring Cigna International Cigna Life Of Canada Cigna Medicare Supplement Cigna NALC Cigna Select Cigna Supplemental Insurance Cobb County Jail Colonial Penn Insurance Constitution Life Insurance Continental Life Insurance CoreSource Coventry Advantra Medicare Coventry Healthcare CWI Benefits, Inc. E …NALC’s Letter Carrier Resource Guide is a one-stop shop for valuable information for all city letter carriers at every stage of their career. Welcome New Members Selected articles for city carrier assistants from The Postal Record, one of the best tools to help you make the most of your membership.The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative. As of January 1, 2024, the Value Option Plan is no longer available. It has been merged into the Consumer Driven Health Plan (CDHP). 24/7 access to claims tracking. Lower operational costs. Fewer rejections and resubmissions. Faster responses and payment. These electronic data interchange (EDI) vendors 1 securely transmit data electronically to Cigna Healthcare. See below for special offers. Offers are subject to change. Please contact the vendor directly for details.Landmines have killed or maimed over 1-million people since 1975. Find out how landmines work and what countries are doing to prevent landmine tragedies. Advertisement One of the ...Retiring at the start of a recession is a risky move. Here's why you should consider staying in the workforce, if that's an option. By clicking "TRY IT", I agree to receive newslet...may be reached at 888-636-NALC (6252) for High Option or through our website: www.nalchbp.org. The address and phone number for the NALC Health Benefit Plan High Option administrative office is: NALC Health Benefit Plan 20547 Waverly Court Ashburn, VA 20149 703-729-4677 or 888-636-NALC (6252)877-220-NALC (6252) to obtain prior approval. See Section 5(b). Surgical procedures. • Gender reassignment surgeries. Call Cigna at 877-220-NALC (6252) to ...With antibiotics, bacterial vaginosis clears up within three days, according to Cigna. Although symptoms may clear, patients should take the full course of antibiotics that lasts a... Cigna Healthcare SM covers thousands of drug prescriptions, all intended to give your patients the best value. Use the tools and lists below to find pricing and coverage information for any prescription your patient might need. Check patient-specific eligibility and benefits on CignaforHCP. The Cigna Healthcare Coverage Review Department is ... Individuals age 13 and older can access other services offered by CareAllies/Cigna. CignaPlus Savings® is a discount dental program that provides members access to discounted fees with participating dental providers. For more information on this program, call 877-521-0244 or visit www.cignaplussavings.com.For us to service your call better, please have your Member ID number and claimant information readily available when you place your call. NALC Health Benefit Plan for Employees and Staff. P O Box 678. Ashburn, VA 20146. The following numbers are available Monday thru Friday 8:00 a.m. - 3:30 p.m. Eastern time.contributions to your community. The Cigna Behavioral Health network for the NALC Health Benefit Plan CDHP has: In-Network Clinician Locations - 535,278 In-Network Facilities - 7,638 In-Network Clinics - 37,189 By choosing an In-Network provider when utilizing these mental health and substance use disorder services, you will receive the best ... NALC’s Letter Carrier Resource Guide is a one-stop shop for valuable information for all city letter carriers at every stage of their career. Welcome New Members Selected articles for city carrier assistants from The Postal Record, one of the best tools to help you make the most of your membership. The wunderkind programmer also discussed his recent research and favorite blockchain-based application. Devcon, the annual Ethereum developers conference, was fairly subdued this y...Select Enroll in Electronic Funds Transfer (EFT) Options. Complete the electronic enrollment form. Cigna Healthcare then will send a "pre-note" transaction to your bank to verify all the banking information is correct. If the pre-note is: Not returned to Cigna: You will begin receiving EFT on your next payment cycle.Cigna Group (NYSE:CI) has observed the following analyst ratings within the last quarter: Bullish Somewhat Bullish Indifferent Somewhat Beari... Cigna Group (NYSE:CI) has obse...Plans and Benefits. Plan Brochure. Rates. Benefits at a Glance. Medicare Benefits. Rx Drug Benefits. Gender Affirming Care. Wellness and Other Special Features.For us to service your call better, please have your Member ID number and claimant information readily available when you place your call. NALC Health Benefit Plan for Employees and Staff. P O Box 678. Ashburn, VA 20146. The following numbers are available Monday thru Friday 8:00 a.m. - 3:30 p.m. Eastern time.2023 CIGNA COMPREHENSIVE DRUG LIST (Formulary) HPMS Approved Formulary File Submission ID 00023074, Version Number 22 This formulary was updated on 12/01/2023. For more recent information or other questions, please contact Cigna Customer Service, at 1-800-222-6700 (TTY users should call 711), 8 a.m. – 8 p.m. local …Cigna HealthCare Shared Administration OAP Network. You have access to more PPO providers and improved discounts, which means less out-of-pocket for you. The NALC …1601 Chestnut St, Philadelphia, PA 19103-0003. BBB File Opened: 1/1/1929. Years in Business: 41. Business Started: 6/2/1982. Business Incorporated: 6/2/1982.For many Chinese investors, India reminds them of China during the 2000s when the country experienced the emergence of its first generation tech champions. China’s two technology b...Find a Doctor, Dentist, or Facility in. Enter Address, City, or Zip. Doctor by Type. Doctor by Name. Health Facilities and Group Practices. Find out more about the doctors and services listed in the Cigna directory and read important state and federal notices and disclosures.Behavioral Health Guidelines available on the CignaforHCP provider portal supports primary care physicians in assessing, treating, and or referring commonly seen behavioral problems. These guidelines are based on recommendations by nationally recognized organizations. Topics include: Primary Care Guidelines for Depression in Adults. Attention ...The NALC has partnered with Cigna so members of the health pan have open access to a network of doctors of 2,943,436 PPO providers nation wide. You do not have Cigna insurance however this partnership with Cigna allows access to nearly 3 million providers.If you need help accessing our website, call 855-698-9991The NALC High Option Plan — Aetna Medicare Advantage also provides access to additional valuable programs and services such as Healthy Home Visits, home-delivered meals after discharge from an inpatient hospital stay, nonemergency transportation and the SilverSneakers® fitness benefit. In addition, the NALC High Option Plan — Aetna ...NALC Health Benefit Plan Specialty Drug List 5/8/2024 Page 1 of 27 Specialty drugs may require preauthorization and may need to be obtained from CVS Specialty. Contact CVS Specialty toll-free at 1-800-237-2767 for Specialty Pharmacy service. For Your Information: This is a summary of specialty medications for the NALC Health Benefit …Cigna Healthcare SM covers thousands of drug prescriptions, all intended to give your patients the best value. Use the tools and lists below to find pricing and coverage information for any prescription your patient might need. Check patient-specific eligibility and benefits on CignaforHCP. The Cigna Healthcare Coverage Review Department is ...with NALC HBP representatives directly through the app. In addition, the app includes the ability to download your Explanation of Benefits, review wellness incentives, order Member ID cards and direct sign-on links to Cigna ®, CVS Caremark, Optum®, Hinge® and Amwell®. Your personal health information is stored in a single, safe, associate member of NALC when you enroll in the NALC Health Benefit Plan. See page€65 for more details. Membership dues: NALC dues vary by local branch. Associate members will be billed by the NALC for the $36 annual membership fee, except where exempt by law. Enrollment codes for this Plan: €€€ 321 Self Only €€€ 322 Self and Family NALC High Option Plan - Aetna Medicare Advantage. For High Option Annuitants with Medicare A and B as Primary. October 03, 2022 2023 Premiums. 2023 Rate Information has been released! May 31, 2022 NALC Health Benefit Plan Achieves Re-accreditation. NALC Health Benefit Plan Achieves AAAHC Re-accreditation. April 04, 2022 The Postal Service ...contributions to your community. The Cigna Behavioral Health network for the NALC Health Benefit Plan CDHP has: In-Network Clinician Locations - 535,278 In-Network Facilities - 7,638 In-Network Clinics - 37,189 By choosing an In-Network provider when utilizing these mental health and substance use disorder services, you will receive the best ... After the primary carrier has processed the claim, complete the short-term prescription claim form, attach the drug receipts and other carrier's payment explanation and mail to the NALC Prescription Drug Program. NALC Prescription Drug Program. PO Box 52192. Phoenix, AZ 85072-2192. Note: If you have questions about the Program, wish to locate a ... If you decide to opt out of the SilverScript PDP, you will automatically remain in your current NALC prescription plan. If you need more information or wish to opt out, please call SilverScript at 833-272-9886, 24 hours a day, 7 days a week. Health Equity. NALC-MRA Claim Form | NALC-MRA Claim Form InstructionsPanniculectomy: A panniculectomy is the removal of hanging excess skin/fat in a transverse or vertical wedge but does not include muscle plication, neoumbilicoplasty or flap elevation. Deformities associated with massive weight gain or loss vary depending on the patients’ body type and their fat deposition pattern.Cigna HealthCare of Arizona, Inc. Government Programs - Overpayment Recovery. 11001 N. Black Canyon Highway. Phoenix, AZ 85029. Checks should be made payable to Cigna Healthcare. To ensure we apply the refund correctly, please include a copy of the explanation of payment you received. If you work with multiple payers, enroll in EFT …Frequently Asked Questions. Is my medical provider in-network? You can use the Cigna HealthCare OAP Online Provider Directory here or for the most up to date information, contact the CareAllies Provider Locator at 1-877-220-6252. Where can I get basic benefit information?We would like to show you a description here but the site won’t allow us.Join the Cigna network. Become a contracted Cigna provider! Choose your field to get started: Medical, Dental or Behavioral. Read our current newsletters for Medical, Dental or Behavioral providers. Find a health care professional. The information, tools, and resources you need to support the day-to-day needs of your office. Medicare (Cigna Healthcare for Seniors): In accordance with Medicare processing rules, non-participating health care providers have 15 to 27 months to file a new claim. Medicare patients' claims must be filed no later than the end of the calendar year following the year in which the services were provided. However, the filing limit is extended ... Connect in minutes. Prescriptions available if needed. Log in to myCigna to connect. Manage your plan on myCigna: View and pay claims. View/Request ID cards. Change …Cigna HealthCare of Texas, Inc. ATTENTION: If you speak languages other than English, language assistance services, free of charge are available to you. For current Cigna customers, call the number on the back of your ID card. Otherwise, call 1.800.244.6224 (TTY: Dial 711). ATENCION: Si usted habla un idioma que no sea ingles, tiene a su ...Plans and Benefits. Plan Brochure. Rates. Benefits at a Glance. Medicare Benefits. Rx Drug Benefits. Gender Affirming Care. Wellness and Other Special Features.The United States Letter Carriers Mutual Benefit Association (MBA), founded in 1891, was created for the benefit of NALC members and their families. The MBA is the life insurance division of the NALC. Today, the MBA has more than $224 million of life insurance in force on its members. Insurance plans offered by the MBA are designed to give NALC ...For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT). Shop and compare 2024 health insurance plans for individuals and families in Florida. Affordable coverage offered by Cigna Healthcare.Offered by: Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company or their affiliates. 827113 p 11/15 SPECIALTY PHARMACY DRUG LIST July 2015 How it works When your doctor prescribes a specialty medication, they’ll call in or fax the prescription to: Cigna Specialty Pharmacy Services 800.351.3606 (phone) 800.351. ...The National Association of Letter Carriers (NALC) Health Benefit Plan is now offering NALC High Option Plan — Aetna Medicare Advantage. This plan offers enhanced …CIGNA; CVS Caremark® Cigna Telehealth; Hinge Health; Plans and Benefits. Plan Brochure; Rates; Benefits at a Glance; Medicare Benefits; Rx Drug Benefits; Gender Affirming Care; Wellness and Other Special Features; Member Resources. Forms; Publications; Eligible Medical Expenses for Health Savings Rewards; HBR Reports; Fraud, Waste and Abuse ... After the primary carrier has processed the claim, complete the short-term prescription claim form, attach the drug receipts and other carrier's payment explanation and mail to the NALC Prescription Drug Program. NALC Prescription Drug Program. PO Box 52192. Phoenix, AZ 85072-2192. Note: If you have questions about the Program, wish to locate a ... Jorge Narvaez went to school at UC San Diego and built a special relationship with Sunset Cliffs. So when it was time for a camping adventure with his family, he knew he wanted to ...NALC Health Benefit Plan 20547 Waverly Court Ashburn, VA 20149. Form 41 - Complete this questionnaire in full when you or a covered family member have: 1) coverage under any other health plan 2) automobile insurance that pays health care expenses without regard to fault 3) Medicare coverage, or 4) a workplace-related illness or injury.Find a Doctor, Dentist, or Facility in. Enter Address, City, or Zip. Doctor by Type. Doctor by Name. Health Facilities and Group Practices. Find out more about the doctors and services listed in the Cigna directory and read important state and federal notices and disclosures.
Member benefits. Associate Members. The NALC Health Benefit Plan is an employee organization plan. Enrollees in the Plan must be members, or associate members, of the …. Fred meyer weekly ad portland
Hello Heart - Registration. Heart health made easy. Join for FREE! Track and understand exactly how your heart is doing right from your phone. Get a free Hello Heart monitor and personalized tips to improve your health. Let’s get started. By tapping “Let’s get started”, you agree to the.The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative.© 2024 National Association of Letter Carriers Health Benefit Plan. All Rights Reserved. Contact Us · Privacy Policy · Terms & Conditions · Site by TrilogyDirector, Health Benefit Plan. Stephanie Stewart was elected director of health benefits by mail balloting of NALC members in 2022. Stewart was hired as a letter carrier in 1995 for the Morgan Street Station in Des Moines, IA, and quickly joined Central Iowa Merged Branch 352. “I became involved as the shop steward because I couldn’t sit by ...We will coordinate benefits as the secondary payor and pay the balance after Medicare’s drug payment or our prescription drug benefit; whichever is the lesser amount. You can get more information about Medicare plan choices by calling 800-633-4227 or at www.medicare.gov. Always rely on the Plan’s official approved brochure (RI 71-009) for ...Uvulectomy: Uvulectomy has been proposed as a surgical treatment for snoring and mild obstructive sleep apnea. There are no well-designed studies in the peer-reviewed medical literature that evaluate uvulectomy for the treatment of …The 2023 Letter Carrier Resource Guide, a comprehensive guide for every letter carrier, is now available for download on the NALC website. Every NALC member can request a printed version of the guide or download the PDF free of charge. The 2023 edition replaces the 2019 version and remains an all-in-one guide for all letter carriers to obtain ...NALC Helath Benefit Service Lines. General Claims & Inquiries 1-888-636-6252. Hospital Pre-Certification 1-800-622-6252. Prerecorded Benefits Information 1-888-636-6252. Prescription Customer Service Line 1-800-933-6252. ne of the NALC Health Benefit Plan’s goals is to help our members find, access and understand their benefits so they can make well-informed health care decisions. As part of our ef-forts, we have partnered with Cig-na to bring you the Cigna Care and Costs directory. This simple online tool gives you personalized pricing Benefits law. Customer Service may be reached at 888-636-NALC (6252) for High Option or through our website: www. nalchbp.org. The address and phone number for the NALC Health Benefit Plan High Option administrative office is: NALC Health Benefit Plan 20547 Waverly Court Ashburn, VA 20149 703-729-4677 or 888-636-NALC (6252) NALC for the $36 annual membership fee, except where exempt by law. Call Membership at 202-662-2856 for inquiries regarding membership, union dues, fees, or information on the NALC union. To enroll, you must be or become a member of the National Association of Letter Carriers. Enrollment codes for this Plan . High Option:Get t he information, tools, and resources you need to support the day-to-day needs of your office at CignaforHCP.com: We're continually adding new features to increase efficiency, giving you more time to support your patients. Sign up for Cigna for Health Care Providers: a hcp portal login which provides the information tools, and resources ...We believe you will find that we are a competitive choice for all of your health insurance needs. From premiums and outstanding benefits, to a network of quality providers for your medical care, we are an outstanding choice. We invite you to consider the NALC Health Benefit Plan High Option. 2023 NALC Health Benefit Plan brochure.• Administered by Cigna Healthcare. • Offers a ... • NALC Customer Service High Option 888-636-NALC (6252) ... 888-636-NALC (6252). 26. At the close of the initial open enrollment membership totalled 4,116. Now in 2018, the NALC HBP has 327 employees at the Plan and we cover a total of 129,208 members or over 253,000 lives. In 2017, the NALC HBP issued 1.5 billion in benefits and processed over 9 million claims. The average tenure of an NALC HBP employee is 20 years. NALC’s Letter Carrier Resource Guide is a one-stop shop for valuable information for all city letter carriers at every stage of their career. Welcome New Members Selected articles for city carrier assistants from The Postal Record, one of the best tools to help you make the most of your membership. The United States Letter Carriers Mutual Benefit Association (MBA), founded in 1891, was created for the benefit of NALC members and their families. The MBA is the life insurance division of the NALC. Today, the MBA has more than $224 million of life insurance in force on its members. Insurance plans offered by the MBA are designed to give NALC ...The NALC has partnered with Cigna so members of the health pan have open access to a network of doctors of 2,943,436 PPO providers nation wide. You do not have Cigna …Frequently Asked Questions. Is my medical provider in-network? You can use the Cigna HealthCare OAP Online Provider Directory here or for the most up to date information, contact the CareAllies Provider Locator at 1-877-220-6252. Where can I get basic benefit information?.